4790 Michael Lane
Ponce Inlet, FL, 32127 $ 890,000
Bedrooms3 Baths2.0 Sq 1,876 Monthly Estimate*
$ 5,480
for $890,000 with 3 bedrooms and 2 full baths. This 1,876 square foot home was built in 1988 on a lot size of 0.24.
RARE OPPORTUNITY: LOW RATE, FLEXIBLE TERMS SELLER FINANCING AVAILABLE! ~ Brand New Septic System ~ Discover a home where coastal Florida living feels easy, comfortable, and well-balanced. Located just two blocks from Ponce Inlet's no-drive beach, this thoughtfully updated beachside pool home offers the sought-after combination of close ocean access and the calm of a quiet residential street—an ideal setting for buyers searching Ponce Inlet homes for sale. Inside, the open-concept layout is bright and inviting, with natural light streaming through hurricane-impact windows and doors. The Dutch-style kitchen serves as the heart of the home, featuring an oversized island with bar seating that supports everyday living and casual entertaining. A nearby library nook with recessed built-in shelving and a brick wood-burning fireplace adds warmth, character, and flexible use to the living space. The primary suite functions as a private retreat, complete with a walk-in closet and French doors that open directly to the pool, allowing for seamless indoor-outdoor flow. Throughout the home, LEED-inspired, energy-efficient upgrades support comfort and performance, including premium USA-made materials, reflective recyclable VCT flooring, and a newer energy-efficient HVAC system with updated ductwork. Outdoors, the nearly ¼-acre fenced backyard provides a true coastal setting. An open-air pool and expansive concrete patio offer versatile space for relaxing or gathering, while mature oak trees contribute shade, privacy, and natural character. Thoughtful elevation and drainage help keep the yard usable year-roundan important feature for beachside homes in Florida. Recent improvements include a brand-new septic system, new HVAC, hurricane-impact windows and doors, Hardie board gables, updated gutters and soffits, and fresh exterior paint. The landscape has been maintained without chemical or pesticide treatments, supporting a more natural outdoor environment. Conveniently located near marinas, waterfront dining, biking routes, and local landmarksyet removed from heavy trafficthis property offers everyday livability with long-term value. Whether you're considering a move-in ready beach house, a Florida second home, or an energy-efficient coastal residence, this home delivers both lifestyle and function. Low-interest, flexible seller financing further enhances the opportunity, providing an alternative path to ownership that is rarely available in today's market.
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FeaturesGeneralSewer Septic Tank
Heating Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Not Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Washer Refrigerator Electric Range Dryer Dishwasher
Garage Spaces 2
Pool Features In Ground Fenced
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1988
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
County Volusia
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Oceanside Village
Facing Direction North
Garage Y/N true
Total Rooms 2
Full Baths 2
Status Active
Directions South on Atlantic Ave (R) on Inlet Harbour Rd (R) on Buschman (L) on MIchael Ln. House is on the (L)
City Ponce Inlet
Senior Community Y/N false
MLS Area 11 - Ponce Inlet
Lot Size Units Acres
Lot Size Square Feet 10454.4
Carport Y/N false
Property Attached Y/N false
Tax Annual Amount 6320.39
MLS Area Minor 11 - Ponce Inlet
Standard Status Active
Legal Description LOT 54 OCEANSIDE VILLAGE SUB MB 38 PGS 95-96 INC PER OR 4920 PG 0691 PER OR 6983 PG 0653 PER OR 7384 PGS 3213-3214
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InteriorInterior Amenities Built-in Features Ceiling Fan(s) Eat-in Kitchen Kitchen Island Open Floorplan Primary Bathroom - Shower No Tub Primary Downstairs Split Bedrooms
Flooring Carpet Concrete Laminate
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup In Garage Lower Level Washer Hookup
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Outdoor Shower
Fencing Back Yard Fenced
Parking Features Garage Garage Door Opener
Water Source Public
Lot Size Area 0.24
Foundation Details Slab
Lot Dimensions 87.0 ft x 125.0 ft
Lot Size Acres 0.24
Road Surface Type Paved
Waterfront Y/N false
Road Frontage Type City Street
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* Excluded FeaturesList ByCyndi RitcheyListing Agent
Adams, Cameron & Co., RealtorsBroker
cyndiritchey@adamscameron.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,480
- Monthly Property Taxes
- $527
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ponce Inlet, FL
Average List Price $1,136,166
Percent of Sale Price 28%
About Ponce Inlet, FL 2,951 Population
17% Since 2002
$ 74,628 Median Income
65.53 Median Age
9% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/10/2026 | $890,000 | | Listed Price |