1505 TERRA CEIA BAY CIRCLE 0 Palmetto, FL $ 354,000
1505 TERRA CEIA BAY CIRCLE 0
$ 354,000
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1505 TERRA CEIA BAY CIRCLE 0

Palmetto, FL, 34221
$ 354,000
Bedrooms3 Baths2.0 Sq 1,659

Monthly Estimate*

$ 2,180

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Condo for sale in Palmetto, FL

for $354,000 with 3 bedrooms and 2 full baths. This 1,659 square foot condo was built in 1997 on a lot size of 6.13.

Enjoy the best of **Florida waterfront and golf course living** in this beautifully maintained **3-bedroom, 2-bath condo overlooking the 18th hole of Terra Ceia Bay Golf Course and a scenic lake** filled with native Florida wildlife. Located in the sought-after **Palms of Terra Ceia Bay**, this move-in-ready residence offers peaceful views, privacy, and an unbeatable lifestyle just minutes from St. Petersburg, Tampa, and Gulf Coast beaches. The **air-conditioned Florida Room**, thoughtfully designed as part of the original floor plan, maximizes the breathtaking golf and water views while creating a bright and inviting space to relax or entertain. Inside, you’ll find quality upgrades throughout including **quartz kitchen countertops, marble bath countertops, plantation shutters, a skylight, luxury vinyl plank flooring, and elegant 4.25-inch ogee baseboards**. Residents enjoy resort-style amenities including a **500-foot fishing pier on Terra Ceia Bay, scenic mangrove boardwalks, championship golf, tennis, pickleball, and an active clubhouse** with dining and social events such as bingo, trivia, and tiki gatherings. **Low condo fees include cable, internet, landscaping, and building maintenance**, making this an exceptional value for full-time residents, seasonal owners, or investors seeking the ideal **Florida golf and waterfront lifestyle**. A rare opportunity in one of **Palmetto’s most unique bayfront golf communities**.

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Condo Active

Price

$ 354,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 6,431

Style

Condominium

Lot Size

6.13

Year Built

1997

Town/City

Palmetto

County/Region

Manatee

MLS | Web ID

A4668835

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Sprinkler Recycled Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer Wine Refrigerator
Zoning PDH
Garage Spaces 2
Association Fee Includes Cable TV Common Area Taxes Escrow Reserves Fund Insurance Internet Maintenance Structure Maintenance Grounds Manager Pest Control Trash
Security Features Gated Community Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1997
View Golf Course Water
Levels One
Unit Number 0
Property Subtype Condominium
Tax Year 2024
Ownership Condominium
Waterfront Features Bay/Harbor Front Waterfront Pond
Community Features Bay/Harbor Front Dock Fishing Waterfront Buyer Approval Required Clubhouse Gated Community - No Guard Golf Carts OK Golf Irrigation-Reclaimed Water No Truck/RV/Motorcycle Parking Restaurant Tennis Court(s)
Accessibility Accessible Full Bath
County Manatee
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name BAY ESTATES NORTH
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions From Hwy 41 in Palmetto at the round about take 23rd avenue toward Terra Ceia Bay Golf Community Travel through the public side of the gate and continue about 1/2 mile turn right on Terra Ceia Bay Circle. Condo is at the end of this road
High School Palmetto High
City PALMETTO
Association Name Stacia Searcy
Senior Community Y/N false
MLS Area 34221 - Palmetto/Rubonia
Lot Size Units Acres
Lot Size Square Feet 267144
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Palmetto Elementary-MN
Land Lease Y/N false
Tax Annual Amount 6431.06
Middle/Junior High School Lincoln Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/A4668835
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 725
Tax Lot 39
Legal Description UNIT 39 BAY ESTATES NORTH CONDO PI#24127.1595/1
Water View Pond
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 2 Months
Water Access Y/N false
Monthly Condo Fee Amount 457
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Open Floorplan Primary Bedroom Main Floor Skylight(s) Solid Surface Counters Split Bedroom Stone Counters Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features Other
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System
Lot Features Landscaped Level On Golf Course
Water Source Public
Lot Size Area 6.1328
Foundation Details Slab
Building Area Total 2075
Lot Size Acres 6.13
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Bright Realty

Broker

tarenmyrick@gmail.com

Email

Affordability Calculator

$2,716
Per Month
80%
20%
0%
Monthly Principal & Interest
$2,180
Monthly Property Taxes
$536
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palmetto High High School High School
Pricing History
DatePricePrice ChangeDescription
2/3/2026$354,000 -1.64% Price Down
12/19/2025$359,900 Listed Price

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1505 TERRA CEIA BAY CIRCLE 0, Palmetto, FL, 34221 is a Condo for sale at $354,000 with 1,659 sqft and a lot size of 6.13. 1505 TERRA CEIA BAY CIRCLE 0 has 3 bedrooms, 2.0 baths, and was built in 1997. The property's zip code is 34221 which is in Palmetto, FL