405 S Main Street
Urbana, OH, 43078 $ 209,900
Bedrooms4 Baths2.0 Sq 2,276 Monthly Estimate*
$ 1,292
for $209,900 with 4 bedrooms and 2 full baths. This 2,276 square foot home was built in 1900 on a lot size of 0.16.
MOTIVATED SELLER! BRING OFFER! Located just a few blocks from the vibrant heart of downtown Urbana, this stately 2-story home captures the timeless charm of a bygone era. Perched gracefully on a small hill above the street, its impressive curb appeal and classic architecture immediately draw you in. A welcoming sidewalk invites you into the home, setting the stage for what awaits inside. Step through the front door into a formal entry that showcases the craftsmanship and beauty of an older home. The staircase, hardwood floors, original woodwork, and stained-glass accents are sure to impress. Large pocket doors open into the formal living room, where a generous front window fills the space with natural light. Beyond the foyer, the oversized formal dining room provides the perfect place for gatherings, complete with a decorative fireplace and stunning 15-lite pocket doors that lead into a versatile study or home office. The spacious kitchen comes fully furnished with all appliances and features a large pantry, center island with seating, and the charm of a back stairway connecting to the upper level. Washer and Dryer stay too. A full bath on the main level adds convenience and flexibility to the floor plan. Upstairs, you'll find three to four bedrooms with 3 large walk-in closets and a second full bath, offering plenty of space for family, guests, or hobbies. All furnishings in the home are negotiable. Outside, the large backyard and patio area provide room for outdoor entertaining, gardening, or simply relaxing. A two-car, two-story garage workshop offers ample space for vehicles, storage, or creative projects and had a new commercial roof installed in 2001. From this location, you can easily stroll downtown to your favorite restaurants, bakery and local shops, or enjoy the festivals and events that make Urbana's downtown so lively and inviting. This home is a true gem for anyone who appreciates historic detail, character, and a connection to the community.
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Cooling Window Unit(s)
Garage Spaces 2.0
Year Built 1900
Township Urbana
Property Subtype Single Family Residence
Tax Year 2025
County Champaign
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Full Baths 2
Status Contingent
Directions Main Street (US Hwy 68) South of Downtown Urbana.
City Urbana
High School District URBANA CSD 1104 CHA CO.
Lot Size Square Feet 6969.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2734.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/wrist/1042201#tour
Standard Status Active Under Contract
Senior Community None
New Financing Coventional True
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InteriorBasement Crawl Space Partial
Fireplace Features Three Decorative
Common Walls No Common Walls
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 4
Main Level Bedrooms 0
Total Baths 2
Heating-Forced Air True
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ExteriorParking Features Detached Garage
Water Source Public
Lot Size Area 0.16
Foundation Details Other
Spa N
Building Area Total 2276.0
Lot Size Acres 0.16
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByV. Patrick HamiltonListing Agent
Remax Alliance RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,292
- Monthly Property Taxes
- $228
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Urbana, OH
Average List Price $328,500
Percent of Sale Price 57%
About Urbana, OH 11,799 Population
2% Since 2002
$ 39,650 Median Income
38.3 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1421364 Elementary School
1421357 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/9/2025 | $209,900 | -4.55% | Price Down |
| 12/1/2025 | $219,900 | -2.22% | Price Down |
| 11/21/2025 | $224,900 | -2.17% | Price Down |
| 10/27/2025 | $229,900 | | Listed Price |