445 ELk Lake Resort Road # 122 Owenton, KY ^$ 220,000

445 ELk Lake Resort Road # 122

^$ 220,000

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445 ELk Lake Resort Road # 122

Owenton, KY, 40359

^$ 220,000

Bedrooms2 Baths1.0 Sq 776

Monthly Estimate*

^$ 1,373

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Single Family Home for sale in Owenton, KY

for $220,000 with 2 bedrooms and 1 full bath. This 776 square foot home was built in 1978.

Escape to the peace and serenity of this cozy 2-bedroom, 1-bath cabin nestled in a quiet, wooded setting just steps from the lake! Located in a sought-after lake resort community, this off-water gem offers the perfect blend of charm and modern comfort. House is fully furnished. Price can be adjusted if furnishings are not included.

Single Family Active

Price

^$ 220,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Cottage

Year Built

1978

Town/City

Owenton

County/Region

Owen

MLS | Web ID

637385

Features

General

Living Area 776.0

Sewer Septic Tank

Heating Electric

Cooling Ductless

Utilities Cable Available Water Available

Roof Shingle

HOA Fee 2500.0

Garage Spaces 0.0

Architectural Style Cottage

Construction Materials Vinyl Siding

Full Baths 1

Half Baths 0

Year Built 1978

Levels One

Unit Number 122

Property Subtype Single Family Residence

Assoc Fee Paid Per Annually

County Owen

New Construction No

Property Type A

HOA Yes

Attached Garage No

Total Rooms 2

Status Active

Directions Take KY-227 S and KY-330 E to Beach Dr/Beach Nc

High School Owen County High

City Owenton

School District Owen Co Public

MLS Area K22 - Owen Cty

Elementary School Owen County Elementary

Property Attached Y/N No

Middle/Junior High School Maurice Bowling Middle School

Property Condition Existing Structure

MLS Area Minor K22 - Owen Cty

Structure Type House

Standard Status Active

Interior

Kitchen Appliances Dishwasher Other Electric Oven See Remarks Convection Oven

Total Fireplaces 1

Fireplace Features Brick

Air Conditioning Y/N Yes

Heating Y/N Yes

Window Features Vinyl Clad Window(s)

Fireplace Y/N Yes

Total Bathrooms 1.0

Room Type Bedroom 2 Primary Bedroom

Total Baths 1

Total Bedrooms 2

Exterior

Parking Features Driveway

Water Source Public

Foundation Details Poured Concrete

Building Area Total 776.0

Lot Dimensions 0x0x0

Lot Size Source Realist

Land Lease Type Fee

* Excluded Features

List By

Ashcraft Real Estate Services

Broker

mindy@ashcraftrealty.com

Affordability Calculator

$1,373

Per Month

Monthly Principal & Interest: $1,373
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Owenton, KY

Average List Price ^$319,236

Percent of Sale Price 45%

About Owenton, KY

1,288 Population

2% Since 2002

^$34,772 Median Income

40.28 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3163353 Elementary School

3163371 Middle School

Owen County High High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/22/2025	$220,000		Listed Price

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445 ELk Lake Resort Road # 122, Owenton, KY, 40359 is a Single Family Home for sale at $220,000 with 776 sqft. 445 ELk Lake Resort Road # 122 has 2 bedrooms, 1.0 baths, and was built in 1978. The property's zip code is 40359 which is in Owenton, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/12/2025.

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445 ELk Lake Resort Road # 122

Single Family Home for sale in Owenton, KY

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