42 Central Avenue Troy, NY ^$ 289,900

42 Central Avenue

^$ 289,900

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42 Central Avenue

Troy, NY, 12180

^$ 289,900

Bedrooms3 Baths1.1 Sq 1,105

Monthly Estimate*

^$ 1,809

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Single Family Home for sale in Troy, NY

for $289,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,105 square foot home was built in 1973 on a lot size of 0.22.

The best price and conditioned home under 300k in the ENTIRE Capital Region! 3 BRs, 1.5 baths on this (Ashley) Ranch. Updated full bath, Formal Liv Rm & Din Rm, Hardwood floors, eat in kitchen, vinyl windows, gas hot water heat (on demand hot water unit), and central air! 1 car garage and level lot!

Single Family Pending

Price

^$ 289,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,119

Style

Ranch

Lot Size

0.22

Year Built

1973

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202528114

Features

General

Sewer Public Sewer

Heating Electric

Cooling Central Air

Possession At Closing

Appliances Dishwasher Oven Range Range Hood Refrigerator

Garage Spaces 1.0

Architectural Style Ranch

Construction Materials Aluminum Siding

Year Built 1973

Property Subtype Single Family Residence

County Rensselaer

New Construction N

Property Type Residential

HOA N

Attached Garage Y

Garage Y/N Y

Total Rooms 9

Full Baths 1

Status Pending

Buyer Financing Conventional

Directions Pawling to Spring To Central Ave

City Troy

High School District Troy

Lot Size Units Acres

Lot Size Square Feet 9583.2

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 6119.6

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Tax Lot 3.000

Interior

Basement Full

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1105.0

Half Baths 1

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source See Remarks

Total Baths 2

Exterior

Exterior Amenities None

Parking Features Attached Driveway

Water Source Public

Total Parking 2.0

Lot Size Area 0.22

Spa N

Lot Size Acres 0.22

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 42

* Excluded Features

List By

Michael Field

Listing Agent

Field Realty

Broker

(518) 669-1804

Phone

mike@fieldrealty.com

Affordability Calculator

$2,319

Per Month

Monthly Principal & Interest: $1,809
Monthly Property Taxes: $510
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Troy, NY

Average List Price ^$291,448

Percent of Sale Price 1%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/20/2025	$289,900		Listed Price

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42 Central Avenue, Troy, NY, 12180 is a Single Family Home for sale at $289,900 with 1,105 sqft and a lot size of 0.22. 42 Central Avenue has 3 bedrooms, 1.1 baths, and was built in 1973. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/17/2025.

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42 Central Avenue

Single Family Home for sale in Troy, NY

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