3820 Coconut Drive
St James City, FL, 33956 $ 349,900
Bedrooms2 Baths2.0 Sq 1,210 Monthly Estimate*
$ 2,183
for $349,900 with 2 bedrooms and 2 full baths. This 1,210 square foot home was built in 1965 on a lot size of 0.075.
We are proud to bring you charm and ease of island living in this beautifully renovated 2-bedroom, 2-bath home located in the highly desirable waterfront community of St. James City on Pine Island. Built in 1965, this conventionally built home is built on a slab foundation (not a mobile home), offering long-term durability and peace of mind. With 1,210 square feet of tastefully updated living space and direct Gulf access, this property is a rare blend of Old Florida charm and modern convenience. Step inside to a light and airy open-concept layout that has been fully renovated from top to bottom. Enjoy a brand-new kitchen featuring modern cabinetry, new countertops, and stainless steel appliances—perfect for cooking up the day’s fresh catch. Both bathrooms have been completely remodeled with stylish finishes and updated fixtures. New flooring flows throughout the home, adding a clean and cohesive touch to the living space. Outside, the spacious screened lanai stretches across the back of the home, offering serene views of the wide canal and creating the perfect space for outdoor dining, morning coffee, or evening cocktails. A private dock with a boat lift (8,000 lbs) and a separate lift (4,000 lbs) for a jet ski makes this home a boater’s dream—just minutes to open water with no bridges, making your trips to Sanibel, Cayo Costa, or the Gulf quick and effortless. Additional upgrades include new paint, updated windows, and a newer roof—truly a turnkey property with no work needed. What truly sets this offering apart is the opportunity to purchase the neighboring lot at 3828 Coconut Dr. This adjacent property can be used to add RV or boat parking, a garage, or even a custom pool and outdoor entertainment area. With both parcels, you’ll have flexibility that’s hard to find on the island—whether you're looking for more privacy, space for toys, or future expansion. St. James City is a peaceful, golf cart-friendly village at the southern tip of Pine Island, offering a laid-back lifestyle surrounded by nature, water, and some of the best fishing in Southwest Florida. Local favorites like the Waterfront Restaurant, Low Key Tiki, and the many artist studios and seafood markets give the area its unique island vibe. Whether you're seeking a full-time Florida residence, a winter getaway, or a vacation rental investment (management services available), this property checks all the boxes. Don't miss this rare opportunity to own a move-in-ready waterfront home with direct Gulf access in one of Southwest Florida’s last true island communities.
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FeaturesInteriorInterior Amenities BreakfastBar KitchenIsland LivingDiningRoom Other ShowerOnly SeparateShower
Flooring Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features DoubleHung
Fireplace Y/N N
Half Baths 0
Laundry Features WasherHookup DryerHookup
Total Bedrooms 2
Entry Level 1
Room Type ScreenedPorch GreatRoom
Total Baths 2
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GeneralSewer PrivateSewer
Heating Central Electric
Cooling CentralAir Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
HOA Fee 0.0
Garage Spaces 0.0
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Construction Materials Stucco WoodFrame
Pets Allowed Yes
Year Built 1965
View Canal
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name ST JAMES CITY
Waterfront Features CanalAccess
Community Features BoatFacilities NonGated
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage N
Subdivision Name ST JAMES CITY
Facing Direction South
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions From Stringfellow West on York right on Coconut house is on the right.
City St James City
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description MH1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2812.71
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025015872
Standard Status Active
Tax Lot 196
Property Sub Type Additional SingleFamilyResidence
Legal Description TRAILERHAVEN PB 12 PG 37 LOT 196
HOA Fee 3 0.0
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ExteriorExterior Amenities None
Parking Features Assigned Driveway TwoSpaces Unpaved
Lot Features RectangularLot
Water Source Public Public
Lot Size Area 0.075
Horses N
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 1210.0
Lot Dimensions 40 x 89 x 42 x 89
Lot Size Acres 0.075
Road Surface Type Paved
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 0.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByBrandon ReitzListing Agent
Fathom Realty Fl LlcBroker
brandonreitz@homesin239.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,183
- Monthly Property Taxes
- $234
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in St James City, FL
Average List Price $623,422
Percent of Sale Price 78%
About St James City, FL 3,909 Population
-5% Since 2002
$ 48,755 Median Income
67.04 Median Age
4% Households with Children
Trends Information provided by ATTOM Data Solutions.
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/22/2025 | $349,900 | -6.69% | Price Down |
| 10/18/2025 | $375,000 | | Listed Price |