4010 W NEPTUNE STREET

This house comes with a REDUCED RATE as low as 5.875% (APR 6.135%) as of 12/18/2025 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Historic South Tampa Craftsman Home with an Assumable Loan. (Tenant Occupied Please do not disturb.) Showings by Appointment Only-24 Hour Notice Step into a piece of Tampa history with this beautifully updated 1925 Craftsman bungalow on an oversized lot in the sought-after Grady, Coleman, and Plant school districts. This one-of-a-kind home blends timeless character with modern updates, featuring three bedrooms, three baths, an office/den, and a vaulted-ceiling primary suite. Original woodwork, floors, and windows remain, complemented by upgrades like California Closets, a new HVAC system (2024), and a detached two-car garage with Tesla charger and additional EV port. Perfect for multigenerational living, the oversized lot and detached garage offer the potential for a complete guest or in-law suite—while still leaving plenty of parking. A rare 2.75% assumable VA loan (available to veterans who qualify) adds significant financial value. The property also includes approved pool renderings with $34K in prep work completed. If the buyer chooses to utilize the existing renderings and contract, they can build the pool at the original locked-in pricing—offering substantial savings compared to today’s costs. (Only good until December 31st, 2025.) Recent updates include: • Exterior: full repaint (2022), fencing & gates (2023), custom side porch (2023), uplighting (2024), irrigation system (2024), landscaping (2024). • Interior: plantation shutters (2022), Murphy bed & built-ins, updated baths, new water heater (2023), fireplace hearth (2024). • Systems: new HVAC & ductwork (2024), termite tenting w/ warranty (2024). Additional notes: stove is electric; propane tank supports hot water heater and allows easy conversion for gas cooking. All appliances convey except dining chandelier. This rare South Tampa opportunity combines historic charm, modern convenience, financial advantages, and potential pool savings—all on one of the area’s most desirable streets. DON'T MISS THIS OPPOPPORTUNITY!