4020 SAGEFIELD DRIVE Saint Cloud, FL $ 418,900
4020 SAGEFIELD DRIVE
$ 418,900
New Construction
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4020 SAGEFIELD DRIVE

Saint Cloud, FL, 34773
$ 418,900
Bedrooms4 Baths2.1 Sq 2,405

Monthly Estimate*

$ 2,613

4020 SAGEFIELD DRIVE, Saint Cloud, FL 34773 - Image 1
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Single Family Home for sale in Saint Cloud, FL

for $418,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,405 square foot home was built in 2025 on a lot size of 0.11.

Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft with closing costs PAID. Designed for entertaining, the open floor plan showcases an upgraded kitchen with granite countertops, a large island, staggered 36" cabinets with crown molding, and beautiful Whirlpool stainless steel appliances. This home also features a spacious laundry room and a second-floor loft, along with walk-in closets in 3 of the 4 bedrooms and beautiful covered lanai. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an escape from ordinary living, combining convenience and leisure with a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1000 deposit!

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Single Family Active

Price

$ 418,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 759

Style

Traditional

Lot Size

0.11

Year Built

2025

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6351853

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Convection Oven Cooktop Dishwasher Microwave Refrigerator
Zoning PUD
HOA Fee 825
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Traditional
Construction Materials Stucco
Pets Allowed Yes
Year Built 2025
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL PH 1
Facing Direction Southwest
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions From Narcoossee Rd take 192 East for 8 miles towards Melbourne continue past Harmony High-school and Harmony Main Harmony Central will be located on your left.
City ST CLOUD
Association Name Zaimelyn Rodriguez
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 4792
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Land Lease Y/N false
Tax Annual Amount 759.23
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6351853
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Adams Homes
Standard Status Active
Occupancy Type Vacant
Tax Lot 24
Legal Description HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 24
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 68.75
Additional Rooms Loft
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Kitchen/Family Room Combo PrimaryBedroom Upstairs Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Sidewalk Sliding Doors
Water Source Public
Lot Size Area 4792
Foundation Details Block
Building Area Total 2991
Lot Size Acres 0.11
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model 2405B
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* Excluded Features
List By
Adams Homes Realty, Inc.

Broker

livingourdreamsrealty@gmail.com

Email

Affordability Calculator

$2,677
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,613
Monthly Property Taxes
$63
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$418,900 Listed Price

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4020 SAGEFIELD DRIVE, Saint Cloud, FL, 34773 is a Single Family Home for sale at $418,900 with 2,405 sqft and a lot size of 0.11. 4020 SAGEFIELD DRIVE has 4 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 34773 which is in Saint Cloud, FL