107 4th Street Saratoga Springs, NY ^$ 400,000

107 4th Street

^$ 400,000

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Open House 12/27 11am - 1pm

107 4th Street

Saratoga Springs, NY, 12866

^$ 400,000

Bedrooms2 Baths1.0 Sq 912

Monthly Estimate*

^$ 2,495

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Single Family Home for sale in Saratoga Springs, NY

for $400,000 with 2 bedrooms and 1 full bath. This 912 square foot home was built in 1930 on a lot size of 0.06.

OPEN HOUSE 12/27/25 11am - 1pm*** It's not every day you find a home this charming, this close to Saratoga Lake, and at this price! Tucked on a quiet street with deeded water access and dock slip - just minutes from all the fun of Saratoga Lake and downtown. A dedicated spot is available on the dock for homeowners. This cozy year round cottage is a total gem. Inside, you'll find an updated kitchen, bright sunroom, and darling front porch that feels like the perfect spot for your morning coffee. Future expansion space on second floor. Whether you're looking for a low maintenance full time home or a weekend retreat, this one offers location, style, and simplicity that's hard to beat.

Open House

12/27/2025 11:00 AM - 1:00 PM

107 4th Street Saratoga Springs, NY

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 400,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 6,890

Style

Cottage

Lot Size

0.06

Year Built

1930

Town/City

Saratoga Springs

County/Region

Saratoga

MLS | Web ID

202527404

Features

Interior

Interior Amenities High Speed Internet Eat-in Kitchen

Basement None

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 912.0

Half Baths 0

Laundry Features Main Level

Total Bedrooms 2

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source CRS

Total Baths 1

General

Sewer Public Sewer

Heating Baseboard Electric

Cooling Other

Utilities Cable Available

Roof Asphalt

Appliances Dishwasher Microwave Range Refrigerator Washer/Dryer

Garage Spaces 0.0

Patio/Porch Features Deck Front Porch

Architectural Style Cottage

Construction Materials Vinyl Siding

Year Built 1930

Property Subtype Single Family Residence

Waterfront Features Deeded Water Access

County Saratoga

New Construction N

Property Type Residential

HOA N

Attached Garage N

Garage Y/N N

Total Rooms 6

Full Baths 1

Status Active

Directions From NY-9P turn onto Gilbert Rd then continue to 4th St - it will be on your left

High School Ballston Spa

City Malta

High School District Ballston Spa

Lot Size Units Acres

Lot Size Square Feet 2613.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 6890.92

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 56

Exterior

Exterior Amenities None

Parking Features Driveway

Water Source Public

Total Parking 3.0

Lot Size Area 0.06

Spa N

Lot Dimensions 40X70

Lot Size Acres 0.06

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 107

* Excluded Features

List By

Scott Varley

Listing Agent

Kw Platform

Broker

(518) 281-6808

Phone

scottvarley@kw.com

Affordability Calculator

$3,070

Per Month

Monthly Principal & Interest: $2,495
Monthly Property Taxes: $574
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saratoga Springs, NY

Average List Price ^$1,240,892

Percent of Sale Price 210%

About Saratoga Springs, NY

27,696 Population

6% Since 2002

^$76,441 Median Income

40.65 Median Age

21% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853202 Elementary School

853254 Middle School

Ballston Spa High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/8/2025	$400,000		Listed Price

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107 4th Street, Saratoga Springs, NY, 12866 is a Single Family Home for sale at $400,000 with 912 sqft and a lot size of 0.06. 107 4th Street has 2 bedrooms, 1.0 baths, and was built in 1930. The property's zip code is 12866 which is in Saratoga Springs, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/26/2025.

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107 4th Street

Single Family Home for sale in Saratoga Springs, NY

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