2915 SW 38th Terrace Cape Coral, FL $ 1,089,000
2915 SW 38th Terrace
$ 1,089,000
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2915 SW 38th Terrace

Cape Coral, FL, 33914
$ 1,089,000
Bedrooms4 Baths3.0 Sq 2,793

Monthly Estimate*

$ 6,794

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Single Family Home for sale in Cape Coral, FL

for $1,089,000 with 4 bedrooms and 3 full baths. This 2,793 square foot home was built in 2022 on a lot size of 0.244.

Luxury Gulf Access Pool Home off Surfside! Welcome to this stunning 4 bedroom + den, 3 full bathroom, custom built, waterfront home with a spacious 3-car garage, perfectly situated in the highly sought-after Surfside area of Cape Coral. From the moment you step inside, you’ll be greeted by an open-concept floor plan with elegant 24”x24” tile throughout, designed to combine style, comfort, and functionality. The gourmet kitchen is a true centerpiece, boasting stainless steel appliances, quartz countertops, and custom wood-stained, soft-close cabinetry. Perfectly crafted for both everyday living and entertaining. Step outside to your expansive covered patio, complete with a heated pool and spa overlooking a serene Gulf-access canal. The outdoor living space has been pre-wired and plumbed for your dream outdoor kitchen, creating the ultimate retreat for gatherings and relaxation. The luxurious primary suite offers direct pool access through french doors, two walk-in closets, and a spa-inspired en suite with dual vanities, a soaking tub, and a walk-in shower. Additional highlights include: Hurricane-impact windows and doors with tinted glass for peace of mind, Plantation shutters throughout, Whole-house surge protector, Pre-wired for generator and 50-amp EV outlet. Seawall with water and electric hookups, Durable metal roof for long-lasting protection. Perfectly blending modern luxury with thoughtful details, this home delivers the ultimate Florida waterfront lifestyle, just minutes from shopping, dining, and all that Cape Coral has to offer. Don’t miss your chance to call this Surfside gem your own.

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Single Family Active

Price

$ 1,089,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 14,920

Style

Ranch, OneStory

Lot Size

0.244

Year Built

2022

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025013953

Features
Interior
Interior Amenities BuiltInFeatures BreakfastArea Bathtub TrayCeilings SeparateFormalDiningRoom DualSinks EatInKitchen FrenchDoorsAtriumDoors KitchenIsland MultipleShowerHeads Pantry SeparateShower Bar WindowTreatments
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features ImpactGlass WindowCoverings
Fireplace Y/N N
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Room Type Bathroom Den GuestQuarters ScreenedPorch
Total Baths 3
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General
Sewer AssessmentPaid
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dishwasher Freezer Disposal Microwave Range Refrigerator
HOA Fee 0.0
Garage Spaces 3.0
Association Fee Includes CableTv Insurance Internet Trash Water
Patio/Porch Features Lanai Patio Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete ElectricHeat Heated InGround ScreenEnclosure SolarHeat
Security Features None SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2022
View Canal
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess
Community Features BoatFacilities NonGated
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From Surfside Blvd turn east onto SW 38th Terrace; the home will be on the left.
City Cape Coral
Disclosures OwnerHasFloodInsurance SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-W
MLS Area CC22 - Cape Coral Unit 69 70 72-
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Spa Features ElectricHeat Gunite InGround Screened SolarHeat
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 14920.44
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://youtu.be/nj83dizN5DY?si=R-FH4kUS5zaLu32S
Standard Status Active
Tax Lot 6
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UT 74 BLK 4910 PB 22 PG 119 LOTS 6 + 7
HOA Fee 3 0.0
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Exterior
Exterior Amenities Fence SecurityHighImpactDoors SprinklerIrrigation Patio
Parking Features Attached Driveway Garage Paved TwoSpaces
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Assessment Paid
Lot Size Area 0.244
Horses N
Spa Y
Irrigation/Water Rights Y
Gulf Access Type Bridges Water Indirect
Gulf Access Y
Building Area Total 3432.0
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.244
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 3.0
Door Features FrenchDoors
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Edita Cary

Listing Agent

Sellstate Priority Realty

Broker

editarcary@gmail.com

Email

Affordability Calculator

$8,037
Per Month
85%
15%
0%
Monthly Principal & Interest
$6,794
Monthly Property Taxes
$1,243
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$1,089,000 -8.41% Price Down
10/23/2025$1,189,000 -2.94% Price Down
10/7/2025$1,225,000 Listed Price

Map


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2915 SW 38th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $1,089,000 with 2,793 sqft and a lot size of 0.244. 2915 SW 38th Terrace has 4 bedrooms, 3.0 baths, and was built in 2022. The property's zip code is 33914 which is in Cape Coral, FL