14 Garfield Street Cortland, NY ^$ 195,000

14 Garfield Street

^$ 195,000

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14 Garfield Street

Cortland, NY, 13045

^$ 195,000

Bedrooms5 Baths2.0 Sq 1,996

Monthly Estimate*

^$ 1,217

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Single Family Home for sale in Cortland, NY

for $195,000 with 5 bedrooms and 2 full baths. This 1,996 square foot home was built in 1900 on a lot size of 0.1538.

Take a look at this spacious home featuring 5 bedrooms and 2 full baths. The first floor welcomes you into a parlor adjacent to the living room and the formal dining area with hardwood floors throughout. The kitchen is spacious and bright. Included on the first floor are a bedroom, full bath plus an additional bonus room. Upstairs you'll find 4 bedrooms and a full bath. The attic space offers a good area for storage. A completely fenced-in yard and a one car garage complete this wonderful property.

Single Family Active

Price

^$ 195,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,901

Style

Victorian

Lot Size

0.1538

Year Built

1900

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

R1642428

Features

Interior

Interior Amenities SeparateFormalDiningRoom EntranceFoyer SeparateFormalLivingRoom BedroomOnMainLevel

Basement CrawlSpace Full

Flooring Hardwood Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features InBasement

Total Bedrooms 5

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 2

General

Sewer Connected

Heating Gas ForcedAir

Utilities HighSpeedInternetAvailable SewerConnected WaterConnected

Possession CloseOfEscrow

Appliances Dryer GasOven GasRange GasWaterHeater Refrigerator Washer

Garage Spaces 1.0

Architectural Style Victorian

Security Features RadonMitigationSystem

Construction Materials CompositeSiding Frame Stone

School District Cortland

Year Built 1900

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Cortland

Property Type Residential

Attached Garage No

Garage Y/N Yes

Total Rooms 12

Full Baths 2

Status Active

Directions NY-13 N left onto Church St right on Clinton Ave right on Pendelton left on Garfield St.

City Cortland

Senior Community Y/N No

High School District Cortland

Number Of Units Total 0

MLS Area Cortland-110200

Lot Size Units Acres

Lot Size Square Feet 6698.0

Elementary School Randall

Year Built Details Existing

Tax Annual Amount 4901.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Cortland

Elementary School District Cortland

Tax Assessed Value 135000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 53

Exterior

Exterior Amenities BlacktopDriveway EnclosedPorch FullyFenced Porch

Fencing Full

Parking Features Detached Garage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.1538

Foundation Details Stone

Building Area Total 1996.0

Lot Dimensions 49X136

Lot Size Acres 0.1538

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 14

* Excluded Features

List By

Berkshire Hathaway Homeservices Heritage Realty

Broker

(607) 659-4343

Phone

Affordability Calculator

$1,625

Per Month

Monthly Principal & Interest: $1,217
Monthly Property Taxes: $408
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Cortland, NY

Average List Price ^$299,652

Percent of Sale Price 54%

About Cortland, NY

18,890 Population

1% Since 2002

^$43,233 Median Income

29.51 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5296353 Elementary School

4557358 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/3/2025	$195,000		Listed Price

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14 Garfield Street, Cortland, NY, 13045 is a Single Family Home for sale at $195,000 with 1,996 sqft and a lot size of 0.1538. 14 Garfield Street has 5 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13045 which is in Cortland, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2025 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 12/26/2025.

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14 Garfield Street

Single Family Home for sale in Cortland, NY

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