28 Ridge Road
Palm Coast, FL, 32137 $ 519,000
Bedrooms5 Baths3.1 Sq 3,110 Monthly Estimate*
$ 3,238
for $519,000 with 5 bedrooms and 3 full baths, 1 half bath. This 3,110 square foot home was built in 2022.
Welcome to 28 Ridge Road, a stunning two-story lakefront home built in 2022 that perfectly blends style, function, and high-end upgrades throughout. Located in the sought-after community of Sawmill Creek at Palm Coast Park, this Carlisle C model by Maronda Homes was designed for comfort and flexibility, offering a private first-floor in-law suite with full bath—ideal for multi-generational living or hosting guests. Step inside and enjoy light-filled open spaces, enhanced by an upgraded window package and additional stairway and great room windows that bring in natural light and lake views. The chef's kitchen is the true centerpiece, featuring a massive quartz island, premium stainless steel appliance package, soft-close cabinetry, pendant lighting, and a custom tile backsplash. A dedicated office/flex room with French doors provides privacy and versatility for today's lifestyle. Upstairs, the primary suite is a true retreat with tray ceiling detail, oversized walk-in closet, upgraded cabinetry, quartz countertops, comfort-height toilets, and a deluxe spa-inspired shower with multiple shower headsincluding rainfall and side sprays. Secondary bedrooms are generously sized, while the upstairs loft creates another gathering space for family or entertaining. Everyday convenience is maximized with an upstairs laundry room complete with cabinetry. Throughout the home, no detail has been overlooked. Designer upgrades include crown molding, luxury vinyl plank flooring, plush carpet in bedrooms, cordless blinds, and a deluxe LED lighting package. The home also features a Strada smart security system with SkyBell video doorbell, motion sensors, and a pre-wired network panel for seamless smart home integration. The exterior is equally impressive. The first floor is built of solid concrete block, offering strength and peace of mind. Outdoor living includes a 10x22 bronze-screened porch, covered front porch, stone-accent elevation, and a sealed paver driveway and entry. Professional landscaping enhances the curb appeal with beach rock accents, stone curbing, added gutters, and upgraded garden beds. A whole-home water softener system (Leaf Home Solutions) and garage utility sink are also included. This home stands out not just for its luxury finishes but also for its turn-key convenience. Every possible builder upgrade was selected, and thoughtful additions were made after purchase to further enhance comfort, efficiency, and style. Sawmill Creek at Palm Coast Park is a desirable community offering resort-style living just minutes from Flagler Beach and historic St. Augustine, with easy access to I-95 for commuting north or south. Why This Home Stands Out: From its expansive kitchen and lakefront setting to premium interior finishes, smart technology, and concrete block construction, this home delivers a lifestyle of comfort, security, and beauty. Move-in ready and rich with custom details, 28 Ridge Road is ready to welcome its next owner.
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FeaturesInteriorInterior Amenities Ceiling Fan(s) In-Law Floorplan Kitchen Island Open Floorplan Pantry Primary Bathroom - Shower No Tub Smart Home Smart Thermostat Walk-In Closet(s)
Flooring Carpet Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Laundry Features In Unit
Total Bedrooms 5
Entry Level 1
Total Baths 4
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GeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Water Softener Owned Refrigerator Microwave ENERGY STAR Qualified Washer ENERGY STAR Qualified Dishwasher Electric Range Dryer Dishwasher
HOA Fee 391.0
Garage Spaces 2.0
Patio/Porch Features Covered Rear Porch Screened
Security Features Smoke Detector(s)
Construction Materials Block Stone Stucco
Pets Allowed Yes
Year Built 2022
View Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 8338
Current Use Residential Single Family
Waterfront Features Lake Front
Assoc Fee Paid Per Annually
County Flagler
New Construction N
Property Type Residential
Association Amenities Pool
HOA Y
Attached Garage N
Subdivision Name Not on the List
Facing Direction East
Garage Y/N Y
Total Rooms 4
Full Baths 3
Status Active
Directions From I-95 take Exit 293 for Matanzas Woods Parkway and head west for 0.3 miles. At the roundabout take the first exit onto US-1 North and continue for 1.5 miles. Turn left into Sawmill Creek at Palm
High School Matanzas
City Palm Coast
Senior Community Y/N N
Zoning Description Residential
MLS Area 60 - Palm Coast
Carport Y/N N
Elementary School Belle Terre
Property Attached Y/N N
Tax Annual Amount 2024.0
Home Warranty Y/N N
Middle/Junior High School Indian Trails
Lease Renewal Y/N N
MLS Area Minor 60 - Palm Coast
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description SAWMILL CREEK AT PALM COAST PARK MB 39 PG 36 LOT 225
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ExteriorParking Features Garage
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 3932.0
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByTake Action Properties LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,238
- Monthly Property Taxes
- $169
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palm Coast, FL
Average List Price $530,701
Percent of Sale Price 2%
About Palm Coast, FL 88,371 Population
168% Since 2002
$ 50,368 Median Income
46.43 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4708194 Elementary School
4708195 Middle School
Matanzas High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/29/2025 | $519,000 | | Listed Price |