186 Campground Road Reliance, TN $ 749,900
186 Campground Road
$ 749,900
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186 Campground Road

Reliance, TN, 37369
$ 749,900
Bedrooms5 Baths3.0 Sq 2,814

Monthly Estimate*

$ 4,735

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Single Family Home for sale in Reliance, TN

for $749,900 with 5 bedrooms and 3 full baths. This 2,814 square foot home was built on a lot size of 15.08.

Low-maintenance living meets immediate income potential on 15 private, wooded acres near the Hiwassee River. The property includes an energy-efficient brick-and-stone main residence and a separate, income-producing short-term rental featuring 2 bedrooms and 1 bathroom. Built in 2023, the rental provides an excellent opportunity for supplemental income while also offering comfortable accommodations for extended family or guests. Thoughtfully designed for efficiency and peace of mind, the main home features durable brick-and-stone construction, remarkably low utility costs, a fully encapsulated crawl space, a Generac generator, a UV water-treatment system and a water softener. Expansive windows frame peaceful evergreen views, while white oak hardwood floors flow throughout the open-concept interior. The light-filled living room connects seamlessly to the kitchen and dining areas, creating an inviting space for entertaining. The kitchen is equipped with stainless steel appliances, quartz countertops and a gas range. The private primary suite offers a spa-like retreat with an attached greenhouse, large soaking tub and custom-tiled shower. The separate short-term rental includes quartz countertops, Starlink internet and a fully insulated RV garage with hookups below--an appealing setup for vacationers drawn to the nearby Hiwassee River's tubing, fly-fishing and recreational opportunities. Outside, unwind on the secluded back porch, gather around the fire pit or simply enjoy the quiet of your own forested sanctuary. A large pump house, supported by a water supply producing approximately 25 gallons per minute, offers additional potential for conversion into living space. The gravel driveway has also been recently refreshed. Private yet positioned near one of the region's favorite outdoor destinations, this exceptional property combines low-maintenance, energy-efficient living with natural beauty, flexibility and established short-term rental income.

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Single Family Active

Price

$ 749,900

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 1,867

Style

Contemporary

Lot Size

15.08

Town/City

Reliance

County/Region

Polk

MLS | Web ID

1521218

Features
Interior
Interior Amenities Bar Cathedral Ceiling(s) Ceiling Fan(s) Eat-in Kitchen En Suite High Ceilings High Speed Internet Kitchen Island Open Floorplan Pantry Primary Downstairs Recessed Lighting Tub/shower Combo Vaulted Ce
Flooring Wood
Fireplace Features Gas Log
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2814.0
Half Baths 0
Laundry Features Electric Dryer Hookup In Hall Laundry Room Washer Hookup
Total Bedrooms 5
Total Baths 3
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General
Sewer Septic Tank
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Connected Electricity Connected Phone Connected Water Connected Propane Underground Utilities
Roof Asphalt Shingle
Appliances Water Heater Stainless Steel Appliance(s) Microwave Dishwasher Built-In Gas Range Built-In Gas Oven
Garage Spaces 4.0
Architectural Style Contemporary
Construction Materials Brick Other
Year Built 2023
Property Subtype Single Family Residence
County Polk
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Hicks Heirs
Garage Y/N Y
Other Structures Equipment Building Garage(s) Greenhouse Outbuilding RV/Boat Storage Second Residence Storage Workshop
Total Rooms 0
Full Baths 3
Status Active
Directions Starting on I-75 N take exit 20 to merge onto US-74 E. Use the right lane to merge onto US-64 E/US-74 E via the ramp to Ocoee. Turn right onto the US-411 ramp to Benton/Chatsworth then turn left onto
High School Polk County High School
City Reliance
Senior Community Y/N N
Lot Size Units Acres
Lot Size Square Feet 656884.8
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Chilhowee Elementary
Land Lease Y/N N
Tax Annual Amount 1867.3
Home Warranty Y/N N
Middle/Junior High School Polk County Junior High
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description 013 008.04
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Exterior
Exterior Amenities Fire Pit Private Entrance Rain Gutters RV Hookup
Parking Features Driveway Garage Garage Door Opener Garage Faces Side Gravel Kitchen Level Off Street RV Access/Parking
Lot Features Irregular Lot Private Rural Sloped Up Wooded
Water Source Private Well
Lot Size Area 15.08
Foundation Details Block Brick/Mortar
Spa N
Building Area Total 2814.0
Lot Dimensions Irregular
Lot Size Acres 15.08
Waterfront Y/N N
Other Equipment Dehumidifier
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 186
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* Excluded Features
List By
Exp Realty Llc

Broker

jeremy@chattahomesearch.com

Email

Affordability Calculator

$4,891
Per Month
97%
3%
0%
Monthly Principal & Interest
$4,735
Monthly Property Taxes
$156
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4291502 Elementary School
3675594 Middle School
Polk County High School High School
Pricing History
DatePricePrice ChangeDescription
8/31/2026$749,900 -3.24% Price Down
8/18/2026$775,000 -3.13% Price Down
7/13/2026$800,000 -3.03% Price Down
6/10/2026$825,000 -2.94% Price Down
5/15/2026$850,000 -2.86% Price Down
3/30/2026$875,000 -2.67% Price Down
11/5/2025$899,000 -5.67% Price Down
9/26/2025$953,000 Listed Price

Map


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186 Campground Road, Reliance, TN, 37369 is a Single Family Home for sale at $749,900 with 2,814 sqft and a lot size of 15.08. 186 Campground Road has 5 bedrooms and 3.0 baths. The property's zip code is 37369 which is in Reliance, TN