2615 SW 46th Terrace
Cape Coral, FL, 33914 $ 495,900
Bedrooms3 Baths2.0 Sq 2,068 Monthly Estimate*
$ 3,053
for $495,900 with 3 bedrooms and 2 full baths. This 2,068 square foot home was built in 1991 on a lot size of 0.344.
Experience the very best of the Southwest Florida lifestyle in this fully remodeled residence, thoughtfully updated with no expense spared and located on a quiet street within one of the most desirable and high-end neighborhoods in SW Cape Coral. Surrounded by beautifully maintained million-dollar homes, this setting offers a peaceful, refined atmosphere while remaining just minutes from the great restaurants, shopping, and entertainment of downtown Cape Coral and Cape Harbour. The home blends luxury, comfort, and location in a way that appeals to full-time residents, second-home buyers, and those seeking a refined Florida retreat. Inside, the property showcases extensive designer upgrades, including new tile flooring throughout and elegant granite countertops that create a clean, modern, and inviting environment. The well-designed split floor plan provides privacy for family and guests, while the spacious family and media room offers an ideal space for entertaining, relaxing, or hosting gatherings. Abundant natural light fills the interior, enhancing the open and airy feel throughout the home. Major system upgrades include a full replumb, a new air conditioning system, and a new pool heater, providing efficiency, reliability, and peace of mind for years to come. Additional recent improvements include a newer roof along with exterior enhancements such as Bahama shutters, a new paver driveway, and a freshly sodded front yard, further enhancing curb appeal. The luxurious primary suite offers direct access to the pool area, allowing for seamless indoor-outdoor living that defines the Florida lifestyle. The spa-inspired primary bath features a dual shower, soaking tub, and walk-in closet, creating a private retreat within the home. Outdoors, the oversized lot features a large fenced-in yard, ideal for pets or enjoying added privacy, and is highlighted by a heated pool and expansive lanai that are perfect for entertaining or unwinding in a tranquil setting. Importantly, the home sustained no flood damage from Hurricane Ian or more recent storms, offering added confidence to buyers. This rare offering combines a quiet upscale neighborhood, high-end finishes, major mechanical upgrades, a pet-friendly fenced yard, and close proximity to Cape Coral’s premier dining and waterfront destinations, delivering a refined yet relaxed lifestyle in one of the city’s most sought-after areas. Seller financing available with down payment.
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FeaturesInteriorInterior Amenities BreakfastBar BreakfastArea Bathtub DualSinks HighCeilings CustomMirrors MainLevelPrimary SeeRemarks SeparateShower SplitBedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Arched Shutters
Fireplace Y/N N
Half Baths 0
Laundry Features WasherHookup DryerHookup LaundryTub
Total Bedrooms 3
Entry Level 1
Room Type ScreenedPorch
Total Baths 2
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GeneralSewer AssessmentPaid
Heating Central Electric
Cooling HeatPump
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher Freezer Disposal IceMaker Range Refrigerator RefrigeratorWithIceMaker Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes IrrigationWater Other
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete ElectricHeat Heated InGround
Security Features None SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1991
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features None
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Pending
City Cape Coral
Disclosures OwnerIsListingAgent
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-D
MLS Area CC22 - Cape Coral Unit 69 70 72-
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6675.36
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025011308
Standard Status Pending
Tax Lot 32
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 73 BLK 4989 PB 23 PG 30 LOTS 32 THRU 34
HOA Fee 3 0.0
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ExteriorExterior Amenities Fence SprinklerIrrigation
Parking Features Attached Driveway Garage Paved TwoSpaces GarageDoorOpener
Lot Features MultipleLots OversizedLot SprinklersAutomatic
Water Source AssessmentPaid Assessment Paid
Lot Size Area 0.344
Horses N
Spa N
Irrigation/Water Rights Y
Building Area Total 2588.0
Lot Size Acres 0.344
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByRick BengsonListing Agent
Realpro Real Estate ConsultantBroker
rick@realprorealestate.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,053
- Monthly Property Taxes
- $556
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cape Coral, FL
Average List Price $607,992
Percent of Sale Price 23%
About Cape Coral, FL 184,744 Population
76% Since 2002
$ 54,021 Median Income
44.67 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/19/2026 | $495,900 | -0.80% | Price Down |
| 12/20/2025 | $499,900 | -4.78% | Price Down |
| 12/3/2025 | $524,999 | -2.69% | Price Down |
| 11/8/2025 | $539,500 | -1.82% | Price Down |
| 10/26/2025 | $549,500 | -0.09% | Price Down |
| 9/19/2025 | $549,999 | | Listed Price |