146-148 Charles Street Montgomery, NY $ 559,900
146-148 Charles Street
$ 559,900
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146-148 Charles Street

Montgomery, NY, 12549
$ 559,900
Bedrooms6 Baths4.0 Sq 2,650

Monthly Estimate*

$ 3,493

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Multi-Family Home for sale in Montgomery, NY

for $559,900 with 6 bedrooms and 4 full baths. This 2,650 square foot home was built in 1972 on a lot size of 0.2204.

Village living with income built in. Wake up where life still feels neighborly: morning walks along the Wallkill, coffee on Main Street, friendly waves from porch to porch. In the quaint Village of Montgomery, fresh-baked treats, farm-to-table dinners, and live music nights at City Winery Hudson Valley turn ordinary days into small celebrations. Weekends stretch beautifully with trails at Winding Hills Park, picnics at Benedict Farm Park, orchard stops in New Paltz and Warwick, and quick adventures to Storm King Art Center, Woodbury Common, or LEGOLAND New York. Set right in the village, this classic side-by-side duplex offers three bedrooms on each side—roomy, practical, and welcoming. It’s the smart way to live and invest: make one home your own and let the other help pay the mortgage, or launch your portfolio and lease both. However you choose, you gain flexibility, steady potential income, and a foothold in one of Orange County’s most charming walkable communities. Commuters and weekender buyers love the location: about 75 to 90 minutes to NYC, convenient to I-84 and I-87, and close to Stewart International Airport and nearby Metro-North stations. Even better, you’re moments to local schools, seasonal festivals, riverfront strolls, and the kind of Main Street where shop owners know your name. Highlights • Two-family duplex, three bedrooms per side • Live in one, rent the other, or rent both • Walk to village dining, cafe's, boutiques, and parks • Near City Winery Hudson Valley, Winding Hills Park, Benedict Farm Park, plus orchard outings in New Paltz and Warwick • Easy reach to Storm King Art Center, Woodbury Common, LEGOLAND New York • Commutable to NYC with access to I-84, I-87, Stewart Airport, and regional rail hubs If you’ve been waiting for a place that blends lifestyle and leverage, this is the one. Move in, collect rent, and let Montgomery’s small-town charm do the rest.

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Multi-Family Pending

Price

$ 559,900

Bedrooms

6

Full Bath

4

Property Type

Multi-Family

Taxes

$ 12,317

Style

Duplex

Lot Size

0.2204

Year Built

1972

Town/City

Montgomery

County/Region

Orange

MLS | Web ID

913420

Features
Interior
Interior Amenities Built-in Features Ceiling Fan(s) Open Floorplan
Basement Unfinished
Flooring Carpet Tile
Basement Features Unfinished
Basement (Y/N) Y
Fireplace Y/N N
Total Bedrooms 6
Total Baths 4
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General
Sewer Public Sewer
Heating Baseboard Hot Water Natural Gas
Cooling Wall/Window Unit(s)
Utilities Natural Gas Connected Sewer Connected Trash Collection Public
Construction Materials Brick
Year Built 1972
Property Subtype Duplex
Tax Year 2025
Parcel Number 334203-202-000-0011-002.200-0000
Gross Income 36000
County Orange County
Insurance Expense 1802
Property Type Residential Income
Garage Y/N N
Full Baths 4
High School Valley Central High School
City Montgomery
Senior Community Y/N N
High School District Valley Central (Montgomery)
Number Of Units Total 2
Carport Spaces 3
Carport Y/N Y
Elementary School Montgomery Elementary School
Property Attached Y/N N
Tax Annual Amount 12317.1
Middle/Junior High School Valley Central Middle School
Building Area Units Square Feet
Standard Status Pending
Middle/Junior School District Valley Central (Montgomery)
Elementary School District Valley Central (Montgomery)
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Exterior
Parking Features Driveway Driveway
Water Source Public
Total Parking 3
Parking Spaces 3
Building Area Total 2650
Waterfront Y/N N
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Internal Only
Street Number 1 146
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* Excluded Features
List By
Brian J Caplicki

Listing Agent

Keller Williams Hudson Valley

Broker

845-610-6065

Contact

Affordability Calculator

$4,519
Per Month
77%
23%
0%
Monthly Principal & Interest
$3,493
Monthly Property Taxes
$1,026
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4892214 Elementary School
4892263 Middle School
Valley Central High School High School
Pricing History
DatePricePrice ChangeDescription
10/15/2025$559,900 -1.75% Price Down
9/17/2025$569,900 Listed Price

Map


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146-148 Charles Street, Montgomery, NY, 12549 is a Multi-Family Home for sale at $559,900 with 2,650 sqft and a lot size of 0.2204. 146-148 Charles Street has 6 bedrooms, 4.0 baths, and was built in 1972. The property's zip code is 12549 which is in Montgomery, NY