215 6th Street SW Spencer, IA ^$ 159,000

215 6th Street SW

^$ 159,000

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215 6th Street SW

Spencer, IA, 51301

^$ 159,000

Bedrooms3 Baths1.1 Sq 1,040

Monthly Estimate*

^$ 992

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Single Family Home for sale in Spencer, IA

for $159,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,040 square foot home was built in 1964 on a lot size of 0.21.

Welcome to 215 6th St SW, this 3 bedroom, 2 bath ranch is located in a quiet, family friendly neighborhood and close to Lincoln School, Shopping and Entertainment. New major mechanicals were installed last year, and the basement is framed with room to grow and add equity.

Single Family Contingent

Price

^$ 159,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,132

Style

Ranch

Lot Size

0.21

Year Built

1964

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251194

Features

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Forced Air

Cooling Central

Appliances Range/Stove Refrigerator

Flood Zone Yes-500

Number of Garage Spaces 2

School District Spencer

Electric Breakers

Architctural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 2132

Tax Year 2025

Fuel Natural Gas

Status Active Contingent-CTS

Subdivision IA

Sale/Rent For Sale

Status Detail 1

Lot Sqft 9280

Construction Materials Vinyl Siding

Primary City Spencer

Year Built 1964

Directions GPS

City Spencer

Total Sq Ft 2080

DOM 83

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 152.88

Public Remarks Welcome to 215 6th St SW this 3 bedroom 2 bath ranch is located in a quiet family friendly neighborhood and close to Lincoln School Shopping and Entertainment. New major mechanicals were installed la

Exterior

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 2

Full Baths 1

Bath Description 1/2 Master Main Floor Full Bath

1/4 Baths 0

Basement Features Egress Windows Finished-Partial

Basement Material Concrete Block

Basement Style Full

* Excluded Features

List By

Bob Bates

Listing Agent

Northwest Iowa Realty

Broker

(712) 260-7148

Phone

bobbates@iowarealty.com

Affordability Calculator

$1,170

Per Month

Monthly Principal & Interest: $992
Monthly Property Taxes: $178
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$207,407

Percent of Sale Price 30%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/19/2025	$159,000	-3.05%	Price Down
9/25/2025	$164,000	-3.24%	Price Down
9/15/2025	$169,500		Listed Price

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215 6th Street SW, Spencer, IA, 51301 is a Single Family Home for sale at $159,000 with 1,040 sqft and a lot size of 0.21. 215 6th Street SW has 3 bedrooms, 1.1 baths, and was built in 1964. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 12/12/2025.

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215 6th Street SW

Single Family Home for sale in Spencer, IA

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