28 Arapaho Trail Palmyra, VA $ 388,900
28 Arapaho Trail
$ 388,900
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28 Arapaho Trail

Palmyra, VA, 22963
$ 388,900
Bedrooms2 Baths2.0 Sq 1,344

Monthly Estimate*

$ 2,426

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Single Family Home for sale in Palmyra, VA

for $388,900 with 2 bedrooms and 2 full baths. This 1,344 square foot home was built in 1995 on a lot size of 0.34.

Straight from the pages of Southern Living Magazine, this newly renovated and enchanting country cottage will immediately elevate your lifestyle, and leave you smiling, ear-to-ear. Located in the idyllic Lake Monticello community, this adorable home recently enjoyed a complete head-to-toe makeover, including: new white quartz countertops, LVP flooring, new custom wood kitchen cabinets, stainless kitchen appliances, luxurious tile backsplash, renovated bathrooms, new lighting, incredible farm sink, wood-burning fireplace and mantle, new plumbing, and even more improvements! Outside renovations include beautiful new white siding, black window trim, a new HVAC, new plumbing/pipes, new screens, fencing, and more. All of these improvements are listed in the documents section. This cozy abode offers over 1,300 square feet, and is anchored around a large family room, featuring a lovely wood-burning fireplace and chunky statement rustic mantle above. The spacious primary suite includes a walk-in closet, designer wallpaper, ceiling fan, and en suite bathroom, vanity, tile flooring, and beautiful glass shower door with elegant black trim. Your guests will enjoy the spacious guest room and second full bathroom with shiplap and elegant countertops. The kitchen is open, spacious, and features custom wood cabinetry, a large peninsula with bar seating, recessed lighting, and smoothly connects to an open dining area with large storage closet/pantry showcasing rustic barn doors. This home also offers a separate laundry room off the kitchen with washer and dryer. Unwind outside in the extremely private, fairytale-like courtyard, complete with shaded seating beneath a lovely gazebo, constructed on a hardscape patio, a relaxing rock waterfall, hammock, lots of natural shade, large back deck attached to the home, and plenty of private shaded yard space. This property also offers are big detached two-car garage, as well as a convenient storage shed with storage shelving. In addition, you'll also enjoy all of the incredible amenities Lake Monticello has to offer, including a private lake, boating, fishing, 18-hole golf course, tennis courts, swimming pool, sandy beaches, a walking track, and much more.

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Single Family Active

Price

$ 388,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,464

Style

Ranch/Rambler

Lot Size

0.34

Year Built

1995

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

VAFN2000492

Features
General
Living Area 1344
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Ceiling Fan(s) Central A/C
Utilities Cable TV
Possession Settlement
Roof Shingle
Appliances Built-In Microwave Dryer Dishwasher Freezer Water Heater Washer Stainless Steel Appliances Stove
Zoning R4
HOA Fee 1460.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Pier/Dock Maintenance Security Gate Trash Insurance Management
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1995
Levels 1
Tax Year 2022
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Bike Trail Boat Ramp Club House Common Grounds Community Center Fencing Gated Community Golf Course Jog/Walk Path Lake Mooring Area Picnic Area Pier/Dock Pool - Outdoor Putting Green Recreation
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions At the traffic circle take the 2nd exit onto US-522 S. Turn right onto VA-208 W/VA-22 W (you’ll pass Hardee’s on your right). Turn left onto VA-208 W/Courthouse Rd. Merge onto I-64 W toward Charlotte
City PALMYRA
Body of Water Lake Monticello
Disclosures Prop Disclaimer Subject to VA POA
Association Name LAKE MONTICELLO
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 14985.00
Tax Annual Amount 1464.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 289.36
Vacation Rental Y/N N
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHEROKEE
Tax Lot 58
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Interior
Interior Amenities Bathroom - Walk-In Shower Breakfast Area Ceiling Fan(s) Combination Kitchen/Dining Dining Area Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Kitchen - Eat-In Primary Bath(s) Recessed
Heating Fuel Electric
Flooring Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Window Features Insulated
Fireplace Y/N Y
Above Grade Finished Area 1344
Central Air Y/N Y
Total Bedrooms 2
Below Grade Finished Area 0
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Extensive Hardscape Outbuilding(s) Water Fountains
Pool No Pool
Parking Features Asphalt Driveway Paved Parking
Lot Features Landscaping
Water Source Public
Inclusions All appliances in the home.
Garage Features Garage - Front Entry
Type of Parking Attached Garage
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.34
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N N
Door Features Insulated
Water Access Features Personal Watercraft (PWC) Private Access Public Beach Sail
Land Assessed Value 25000.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 28
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* Excluded Features
List By
Lake Anna Island Realty

Broker

grayson@theashleyhoffmangroup.com

Email

Affordability Calculator

$2,548
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,426
Monthly Property Taxes
$122
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3703954 Elementary School
3542116 Middle School
Fluvanna County High School High School
Pricing History
DatePricePrice ChangeDescription
12/2/2025$388,900 -1.27% Price Down
11/17/2025$393,900 -0.25% Price Down
10/2/2025$394,900 -1.25% Price Down
8/30/2025$399,900 Listed Price

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28 Arapaho Trail, Palmyra, VA, 22963 is a Single Family Home for sale at $388,900 with 1,344 sqft and a lot size of 0.34. 28 Arapaho Trail has 2 bedrooms, 2.0 baths, and was built in 1995. The property's zip code is 22963 which is in Palmyra, VA