342 Bear Gulch Road Summit, NY $ 219,900
342 Bear Gulch Road
$ 219,900
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342 Bear Gulch Road

Summit, NY, 12175
$ 219,900
Bedrooms2 Baths1.0 Sq 831

Monthly Estimate*

$ 1,372

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Single Family Home for sale in Summit, NY

for $219,900 with 2 bedrooms and 1 full bath. This 831 square foot home was built in 1950 on a lot size of 0.1.

Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards-perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.

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Single Family Active

Price

$ 219,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 3,011

Style

Bungalow,Cabin,Cottage,Ranch

Lot Size

0.1

Year Built

1950

Town/City

Summit

County/Region

Schoharie

MLS | Web ID

R1633719

Features
Interior
Interior Amenities CeilingFans CathedralCeilings SeparateFormalLivingRoom CountryKitchen LivingDiningRoom PartiallyFurnished NaturalWoodwork WindowTreatments BedroomOnMainLevel MainLevelPrimary
Basement None
Flooring Hardwood Varies Vinyl
Furnished Y/N Partially
Total Fireplaces 1
Total Stories 1
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Drapes
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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General
Sewer SepticTank
Heating Ductless Electric HeatPump Other SeeRemarks Baseboard
Cooling Ductless HeatPump AtticFan
Utilities HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances ElectricOven ElectricRange ElectricWaterHeater Microwave Refrigerator
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Bungalow Cabin Cottage Ranch
Construction Materials Cedar ShakeSiding WoodSiding
School District Cobleskill-Richmondville
Year Built 1950
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features DockAccess Lake
Additional Parcels Description 100.4-4-2
County Schoharie
Property Type Residential
Subdivision Name Bear Gulch Lake
Garage Y/N No
Total Rooms 4
Full Baths 1
Status Active
Directions Rte 10 to Summit Charlotte Valley Rd to Bear Gulch Rd on the right before the end of the lake.
City Summit
Body of Water Bear Gulch Pond
Senior Community Y/N No
High School District Cobleskill-Richmondville
Number Of Units Total 0
MLS Area Summit-434800
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 3011.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cobleskill-Richmondville
Elementary School District Cobleskill-Richmondville
Tax Assessed Value 42240
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities Deck Dock SeeRemarks
Parking Features NoGarage Driveway
Lot Features Rectangular RectangularLot RuralLot
Water Source Well
Lot Size Area 0.1
Foundation Details PillarPostPier
Building Area Total 831.0
Lot Dimensions 113X38
Lot Size Acres 0.1
Frontage Length 28
Waterfront Y/N Yes
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Internal Only
Street Number 1 342
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* Excluded Features
List By
Charlotteville Realty

Broker

(607) 434-5993

Phone

Affordability Calculator

$1,623
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,372
Monthly Property Taxes
$251
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122741 Elementary School
4122833 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/29/2025$219,900 Listed Price

Map


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342 Bear Gulch Road, Summit, NY, 12175 is a Single Family Home for sale at $219,900 with 831 sqft and a lot size of 0.1. 342 Bear Gulch Road has 2 bedrooms, 1.0 baths, and was built in 1950. The property's zip code is 12175 which is in Summit, NY