4040 Borneo Street Bay Saint Louis, MS $ 389,000
4040 Borneo Street
$ 389,000
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4040 Borneo Street

Bay Saint Louis, MS, 39520
$ 389,000
Bedrooms3 Baths2.0 Sq 1,518

Monthly Estimate*

$ 2,427

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Single Family Home for sale in Bay Saint Louis, MS

for $389,000 with 3 bedrooms and 2 full baths. This 1,518 square foot home was built in 2018 on a lot size of 0.23.

Welcome to 4040 Borneo Street in beautiful Bay St. Louis! Built in 2018, this 3BD/2BA riverfront home blends modern design with coastal charm, offering the perfect retreat for full-time living, a weekend getaway, or a lucrative vacation rental investment. Perched on the picturesque Jordan River, the home boasts expansive covered front and rear porches—ideal for soaking in stunning water views and Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's fresh, modern appeal. Additional features include an outdoor elevator for convenience, ample storage space with a shed under the home, and plenty of room for boats, kayaks, and all your waterfront toys. Best of all, the property is located in a USDA eligible area, opening the door to special financing options. Whether you're looking for an income-producing short-term rental opportunity or your own personal slice of paradise, this property checks every box. Don't miss your chance to own a move-in-ready riverfront gem in Bay St. Louis!

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Single Family Active

Price

$ 389,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,145

Style

Single Family Residence

Lot Size

0.23

Year Built

2018

Town/City

Bay Saint Louis

County/Region

Hancock

MLS | Web ID

4122982

Features
Interior
Interior Amenities Bar Breakfast Bar Ceiling Fan(s) Crown Molding Double Vanity Granite Counters High Speed Internet Kitchen Island Open Floorplan Soaking Tub Storage Walk-In Closet(s)
Flooring Ceramic Tile Wood
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Double Pane Windows
Fireplace Y/N Y
Half Baths 0
Laundry Features Inside Laundry Room Main Level
Total Bedrooms 3
Total Baths 2
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric Gas
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Roof Metal
Appliances Built-In Gas Oven Built-In Gas Range Built-In Refrigerator Disposal Dryer Exhaust Fan Microwave Self Cleaning Oven Tankless Water Heater Washer
Garage Spaces 0.0
Patio/Porch Features Deck Front Porch Rear Porch
Construction Materials HardiPlank Type
Year Built 2018
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features View
Community Features RV/Boat Storage Street Lights
County Hancock
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Shoreline Park
Garage Y/N N
Other Structures Shed(s) Storage
Total Rooms 0
Full Baths 2
Status Active
High School Bay St Louis
City Bay Saint Louis
Disclosures None
Lot Size Units Acres
Lot Size Square Feet 10018.8
Carport Spaces 2.0
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 1145.17
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/4040-Borneo-Street-Bay-Saint-Louis-MS-39520--4122982/unbranded
Structure Type House
Standard Status Active
Year Built Source Public Records
Legal Description 1 & 2 BLK 646 UN 6 ADD 4 SHORELINE PARK
Senior Community None
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Exterior
Exterior Amenities Elevator Lighting
Parking Features Attached Carport Covered Driveway Storage Direct Access Concrete Paved
Lot Features Cleared Corner Lot Front Yard Level Views
Water Source Public
Total Parking 6.0
Lot Size Area 0.23
Foundation Details Pilings/Steel/Wood
Spa N
Building Area Total 1518.0
Lot Size Acres 0.23
Waterfront Y/N Y
Door Features Dead Bolt Lock(s) Double Entry French Doors Metal Insulated
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4040
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* Excluded Features
List By
Nathan Houston

Listing Agent

Expect Realty

Broker

nathanghouston30@gmail.com

Email

Affordability Calculator

$2,522
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,427
Monthly Property Taxes
$95
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4683149 Elementary School
4683148 Middle School
Bay St Louis High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2025$389,000 -1.52% Price Down
8/19/2025$395,000 Listed Price

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4040 Borneo Street, Bay Saint Louis, MS, 39520 is a Single Family Home for sale at $389,000 with 1,518 sqft and a lot size of 0.23. 4040 Borneo Street has 3 bedrooms, 2.0 baths, and was built in 2018. The property's zip code is 39520 which is in Bay Saint Louis, MS