631 Rum Road Captiva, FL $ 1,595,000
631 Rum Road
$ 1,595,000
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631 Rum Road

Captiva, FL, 33924
$ 1,595,000
Bedrooms4 Baths4.0 Sq 1,920

Monthly Estimate*

$ 9,821

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Single Family Home for sale in Captiva, FL

for $1,595,000 with 4 bedrooms and 4 full baths. This 1,920 square foot home was built in 2020 on a lot size of 0.3214.

Your Private Island Waterfront Escape — Where Every Sunrise Feels Like It’s Just for You! Imagine waking up to the first blush of sunrise spilling over Pine Island Sound, the sky glowing pink and gold, while you sip coffee on your upper deck with panoramic views over a protected nature preserve. Just the soft rustle of palm fronds, the call of shorebirds, and the quiet lapping of water against your private dock. This isn’t just a house — it’s a 4-bedroom, 4-bath sanctuary built in 2020 to the highest storm and structural codes, so you can relax knowing your island retreat is as strong as it is beautiful. Inside, light pours in through vaulted ceilings onto airy, coastal-inspired living spaces. The designer kitchen — quartz countertops, stainless appliances, and custom cabinetry — was made for both sunset dinner parties and barefoot brunches after a morning swim. Built with impact windows, Hardie board siding, and a metal roof, this home is built to withstand the elements. Step outside, and your world opens to a screened, heated pool surrounded by lush native landscaping that melts into the untouched preserve. When the day calls for adventure, your dock on a peaceful canal is ready for your boat, with quick access to some of the best fishing waters in Florida. Whether you’re searching for a top-performing vacation rental or a personal hideaway that earns its keep when you’re away, this home is already a proven income generator — and it comes turnkey, so you can start living (or renting) the dream on day one. Opportunities for move-in waterfront properties don’t pop up on North Captiva Island very often — especially ones that offer this level of privacy, views, and modern construction. The only question is: will you let someone else watch your sunrise? Call today before this one disappears over the horizon.

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Single Family Active

Price

$ 1,595,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 13,006

Style

Two Story

Lot Size

0.3214

Year Built

2020

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2025005189

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Not Available High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Disposal Ice Maker Microwave Range Refrigerator RefrigeratorWithIce Maker Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Balcony Deck Lanai Open Porch Screened
Architectural Style Two Story
Pool Features Fiberglass Electric Heat Heated In Ground Screen Enclosure
Construction Materials Other Wood Frame
Pets Allowed Yes
Year Built 2020
View Bay Canal Landscaped Mangroves Preserve Partial Trees/Woods
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name CASTAWAY KEY UNRECORDED SUBDIVISION
Facing Direction West
Garage Y/N false
Full Baths 4
Status Active
Directions Take the ferry to North Captiva Island. Follow Bartlett Parkway to Rum Rd. Turn left onto Rum Rd. Follow Rum Rd to the property; it will be on the left.
City Upper Captiva
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RS-1
MLS Area CI02 - Upper Captiva Island
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 13006.21
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025005189
Standard Status Active
Tax Lot 2
Property Sub Type Additional Single Family Residence
Legal Description NORTH END CAPTIVA IS PB1 PG61 PT LT4 AKA LT 2 BLK 6 CASTAWAY KEY
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Dual Sinks Entrance Foyer High Ceilings Kitchen Island Living/Dining Room Multiple Primary Suites Shower Only Separate Shower Cable TV Vaulted Ceiling(s) Split Bedrooms
Flooring Vinyl
Furnished Y/N Partially
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass
Half Baths 0
Total Bedrooms 4
Room Type Other Screened Porch Great Room
Total Baths 4
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Exterior
Exterior Amenities Deck Security/High Impact Doors
Lot Features Oversized Lot
Water Source Well
Lot Size Area 0.3214
Foundation Details Pillar/Post/Pier
Spa false
Building Area Total 2122
Lot Dimensions 80 x 175 x 80 x 175
Lot Size Acres 0.3214
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 0
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Mark Muller

Listing Agent

Resort Properties Internationa

Broker

homes@northcaptiva.net

Email

Affordability Calculator

$10,905
Per Month
90%
10%
0%
Monthly Principal & Interest
$9,821
Monthly Property Taxes
$1,084
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$1,595,000 Listed Price

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631 Rum Road, Captiva, FL, 33924 is a Single Family Home for sale at $1,595,000 with 1,920 sqft and a lot size of 0.3214. 631 Rum Road has 4 bedrooms, 4.0 baths, and was built in 2020. The property's zip code is 33924 which is in Captiva, FL