9800 W Ratliff Road Spencer, IN ^$ 310,000

9800 W Ratliff Road

^$ 310,000

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9800 W Ratliff Road

Spencer, IN, 47460

^$ 310,000

Bedrooms3 Baths2.1 Sq 1,468

Monthly Estimate*

^$ 1,934

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Single Family Home for sale in Spencer, IN

for $310,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,468 square foot home was built in 2016 on a lot size of 7.05.

Sunny and bright 3-bedroom 3 bath home on 7 acres. 3 car attached garage and fenced yard with multiple outbuildings. This home sits a short drive outside of Ellettsville and Bloomington. Solar Panels are for Generac backup generator. Don't like teal? Head to Lowe's and pick new paint! This is a custom-built ranch home with a generous Primary Suite, and plenty of living space.

Single Family Pending

Price

^$ 310,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 2,569

Style

Ranch

Lot Size

7.05

Year Built

2016

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202532313

Features

General

Sewer None

Heating Forced Air

Cooling Central Air Window

Laundry Y/N Main

Fireplaces No

Garage Attached

Amenities ADA Features Main Level Bedroom Suite

Status Pending Pending

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 2016

New Construction No

Subdivision None

Style One Story

Township Richland

Class RESIDENTIAL

Type Site-Built Home

Age 9

REO No

Status Detail 0

Area Monroe County

High School Edgewood

City Spencer

School District Richland-Bean Blossom Community

Architctural Style Ranch

Total Sq Ft 2098

Elementary School Edgewood

Middle School Edgewood

Legal Description FLUKE MINOR LOT 1 7.05A

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202532313

Agent First Name Nicole

Agent Last Name Stanley

DOM 110

Tax Year 2025

Exterior

Road Access County

Exterior Vinyl

Driveway Gravel

Pool No

Garage Length 1

Garage Width 1

Lot Size Area 307098

Lot Dimensions 100x100

Lot Description Level 6-9.999

Fence Metal

Garage Capacity 3

Waterfront Y/N No

Interior

Basement Slab

Beds 3

Total Rooms 8

Full Baths Main 2

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 12

2nd Bedroom Length 10

2nd Bedroom Level Main

2nd Bedroom Width 12

3rd Bedroom Length 12

3rd Bedroom Level Main

3rd Bedroom Width 10

* Excluded Features

List By

Nicole Stanley

Listing Agent

Re/Max Cornerstone

Broker

nicole@tylercoxteam.com

Affordability Calculator

$2,148

Per Month

Monthly Principal & Interest: $1,934
Monthly Property Taxes: $214
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$410,705

Percent of Sale Price 32%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1237047 Elementary School

1235952 Middle School

Edgewood High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/14/2025	$310,000		Listed Price

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9800 W Ratliff Road, Spencer, IN, 47460 is a Single Family Home for sale at $310,000 with 1,468 sqft and a lot size of 7.05. 9800 W Ratliff Road has 3 bedrooms, 2.1 baths, and was built in 2016. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/17/2025.

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9800 W Ratliff Road

Single Family Home for sale in Spencer, IN

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