12528 WHARF TERRACE Palmetto, FL $ 665,999
12528 WHARF TERRACE
$ 665,999
New Construction
Open House 12/27 10am - 5pm
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12528 WHARF TERRACE

Palmetto, FL, 34221
$ 665,999
Bedrooms5 Baths4.1 Sq 3,461

Monthly Estimate*

$ 4,155

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Single Family Home for sale in Palmetto, FL

for $665,999 with 5 bedrooms and 4 full baths, 1 half bath. This 3,461 square foot home was built in 2025 on a lot size of 0.21.

What's Special: Pond View | Game Room | Large Kitchen Island. New Construction – Ready Now! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Tortola at 12528 Wharf Terrace in Palms at Coasterra. This inviting new home features a spacious great room with pocket sliding glass doors to a covered lanai, flowing into a gourmet kitchen with a center island and casual dining area. The main-level primary suite offers a spa-inspired bath and large walk-in closet, while a secondary bedroom suite sits near the foyer. Upstairs, enjoy three additional bedrooms, two baths, and a versatile game room. Palms at Coasterra is a nature-rich community with upcoming amenities like Club Coasterra, a 160-acre preserve, scenic trails, a lakehouse, resort-style pool, pickleball courts, and more. With easy access to I-75, Sarasota, and Tampa, plus top-rated schools and nearby shopping and beaches, everything you need is close to home. Spend weekends exploring St. Petersburg’s Saturday Market, lounging on Siesta Key or St. Pete Beach, or discovering the natural beauty of Terra Ceia and Weedon Island preserves. Even Disney World and Busch Gardens are just a drive away—adventure awaits! Additional Highlights Include: Gourmet kitchen, tray ceilings at primary suite, great room, foyer, and game room, 8' interior doors, extended covered lanai, shower in place of tub at upstairs secondary bath, and two-car courtyard garage. MLS#TB8416188

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Open House

12/27/2025 10:00 AM - 5:00 PM
12/28/2025 12:00 PM - 5:00 PM
12528 WHARF TERRACE Palmetto, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 665,999

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Craftsman

Lot Size

0.21

Year Built

2025

Town/City

Palmetto

County/Region

Manatee

MLS | Web ID

TB8416188

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Fire Hydrant Natural Gas Connected Sewer Connected Sprinkler Recycled Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Built-In Oven Cooktop Disposal Gas Water Heater Microwave Tankless Water Heater
Zoning RES
HOA Fee 79.24
Garage Spaces 3
Association Fee Includes Community Pool Maintenance Grounds Pool Maintenance
Architectural Style Craftsman
Construction Materials Block Stucco
Pets Allowed Breed Restrictions Cats OK Dogs OK Number Limit Yes
Year Built 2025
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake Pond
Community Features Lake Clubhouse Dog Park Fitness Center Golf Carts OK Playground Pool
Assoc Fee Paid Per Monthly
County Manatee
New Construction true
Property Type Residential
Association Amenities Clubhouse Fitness Center Pickleball Court(s) Playground Pool Recreation Facilities Trail(s)
Attached Garage true
Subdivision Name PALMS AT COASTERRA
Facing Direction Southwest
Garage Y/N true
Total Rooms 9
Full Baths 4
Status Active
Directions From I-75 take exit 229 towards Parrish/SR-683. Head east on Mocassin Wallow Road and turn left on Carter Road. Proceed for approximately 2 miles and turn left on Buckeye Road. After the I-75 overpass community entrance will be on your right. Follow community signs to Palms at Coasterra.
High School Palmetto High
City PALMETTO
Association Name Castle Group
Senior Community Y/N false
MLS Area 34221 - Palmetto/Rubonia
Lot Size Units Square Feet
Lot Size Square Feet 9319
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School James Tillman Elementary
Land Lease Y/N false
Tax Annual Amount 0
Home Warranty Y/N true
Middle/Junior High School Buffalo Creek Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://HomeJab.vr-360-tour.com/e/ycwBmw1GvpY/e https://www.taylormorrison.com/fl/tampa/palmetto/palms-at-coasterra/floor-plans/tortola/home-available-now-at-12528-wharf-terrace
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Taylor Morrison
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 3437
Tax Lot 80
Legal Description Palms at Coasterra Lot 1080
Water View Pond
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 79.24
Additional Rooms Bonus Room Great Room Inside Utility
Water View Y/N true
Flood Zone Code X
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Interior
Interior Amenities High Ceilings Open Floorplan Primary Bedroom Main Floor Tray Ceiling(s) Walk-In Closet(s)
Flooring Carpet Tile Vinyl
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Closet
Total Bedrooms 5
Total Baths 5
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Exterior
Exterior Amenities Irrigation System Rain Gutters Sliding Doors
Parking Features Driveway Garage Door Opener Ground Level Split Garage
Water Source Public
Lot Size Area 9319
Foundation Details Slab
Spa false
Building Area Total 4435
Lot Size Acres 0.21
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 3
Builder Model Tortola
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* Excluded Features
List By
Taylor Morrison Realty Of Fl

Broker

TampaOnline@taylormorrison.com

Email

Affordability Calculator

$4,155
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$4,155
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palmetto High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$665,999 -0.45% Price Down
12/19/2025$668,999 Listed Price

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12528 WHARF TERRACE, Palmetto, FL, 34221 is a Single Family Home for sale at $665,999 with 3,461 sqft and a lot size of 0.21. 12528 WHARF TERRACE has 5 bedrooms, 4.1 baths, and was built in 2025. The property's zip code is 34221 which is in Palmetto, FL