6432 State Highway 28 Fly Creek, NY ^$ 625,000

6432 State Highway 28

^$ 625,000

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6432 State Highway 28

Fly Creek, NY, 13337

^$ 625,000

Bedrooms-- Baths-- Sq 4,784

Monthly Estimate*

^$ 3,899

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Commercial Property for sale in Fly Creek, NY

for $625,000. This 4,784 square foot building was built in 1960 on a lot size of 1.84.

Prime Multi-Unit Investment in Fly Creek Discover 6432 State Highway 28, a unique opportunity minutes from Cooperstown. This well-maintained property features four fully leased apartments and a professional office space, ideal for investors or owner-occupants. Located in charming Fly Creek, the stately red building blends farmhouse charm with modern updates, including a full-front porch, updated mechanicals, and ample parking. Highlights: • 4 income-producing apartments • 1 commercial office with high visibility on State Route 28 • 3 miles from Cooperstown and Otsego Lake • Perfect for investors or live-in landlords Seize this versatile, income-generating property today!

Commercial Active

Price

^$ 625,000

Property Type

Commercial

Taxes

^$ 4,791

Style

Office,Commercial

Lot Size

1.84

Year Built

1960

Town/City

Fly Creek

County/Region

Otsego

MLS | Web ID

202521739

Features

General

Sewer Septic Tank

Heating Forced Air Oil

Cooling None

Possession At Closing

Roof Asphalt

Zoning Mixed

Patio/Porch Features Porch

Architectural Style Office Commercial

Construction Materials Frame

Year Built 1960

Stories Count 2

Property Subtype Mixed Use

County Otsego

New Construction N

Property Type Commercial Sale

HOA N

Possible Use Apartment Plus Office Office Plus

Status Active

Directions State Hwy 28 south of Cat Town Rd.

City Otsego

High School District Cooperstown

Lot Size Units Acres

Lot Size Square Feet 80150.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4791.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 260000

Tax Lot 40.000

Exterior

Lot Features Irregular Lot

Water Source Well

Total Parking 8.0

Inclusions Building & Land

Lot Size Area 1.84

Number of Buildings 1

Spa N

Building Area Total 4784.0

Lot Dimensions 268 x 304

Lot Size Acres 1.84

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Interior

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Total Baths 0

Internal Only

Street Number 1 6432

* Excluded Features

List By

Linda Flynn

Listing Agent

Keller Williams Upstate Ny Properties

Broker

(607) 435-0014

Phone

lindaflynn@kw.com

Affordability Calculator

$4,298

Per Month

Monthly Principal & Interest: $3,899
Monthly Property Taxes: $399
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Commerical listings in Fly Creek, NY

Average List Price ^$625,000

Percent of Sale Price 0%

About Fly Creek, NY

809 Population

1% Since 2002

^$62,267 Median Income

51.68 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3943004 Elementary School

3943005 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
7/15/2025	$625,000		Listed Price

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6432 State Highway 28, Fly Creek, NY, 13337 is a Commercial Property for sale at $625,000 with 4,784 sqft and a lot size of 1.84. 6432 State Highway 28 was built in 1960. The property's zip code is 13337 which is in Fly Creek, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/24/2025.

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6432 State Highway 28

Commercial Property for sale in Fly Creek, NY

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