20 E Main Street Cortland, NY $ 184,900
20 E Main Street
$ 184,900
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20 E Main Street

Cortland, NY, 13045
$ 184,900
Bedrooms3 Baths2.0 Sq 1,519

Monthly Estimate*

$ 1,154

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Multi-Family Home for sale in Cortland, NY

for $184,900 with 3 bedrooms and 2 full baths. This 1,519 square foot home was built in 1920 on a lot size of 0.1377.

Great Investor Opportunity!! Welcome to 20 E Main Street in Cortland! This well-maintained two-family home features separate utilities including 2 newer hot water heaters, 2 electric meters, and 2 gas meters. The 1st-floor unit is fully furnished with a newer gas forced air furnace. The 2nd-floor unit offers an updated kitchen and bathroom and potential for 2nd bedroom. Additional features include public water and sewer, off-street parking on a Tarvia driveway, and a shed for extra storage. Well-paying tenants and convenient location, makes this a solid investment!!

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Multi-Family Active

Price

$ 184,900

Bedrooms

3

Full Bath

2

Property Type

Multi-Family

Taxes

$ 3,966

Style

Duplex

Lot Size

0.1377

Year Built

1920

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1618656

Features
Interior
Interior Amenities PullDownAtticStairs
Basement Full
Flooring Carpet Hardwood Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 3
Main Level Bathrooms 0
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow SubjectToTenantRights
Appliances GasWaterHeater
Garage Spaces 0.0
Architectural Style Duplex
Construction Materials AluminumSiding
School District Cortland
Year Built 1920
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Cortland
Property Type Residential
Rent Includes Water
Full Baths 2
Status Active
Directions Harmon Ave to E. Main. Property will be on the corner. Welcome Home!
City Cortland
Senior Community Y/N No
High School District Cortland
Zoning Description Residential 2 Unit
Number Of Units Total 2
MLS Area Cortland-110200
Lot Size Units Acres
Lot Size Square Feet 6000.0
Year Built Details Existing
Tax Annual Amount 3966.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1618656 https://www.propertypanorama.com/instaview-tour/syr/S1618656
Standard Status Active
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 110000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 55
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Exterior
Parking Features TwoOrMoreSpaces
Lot Features CornerLot IrregularLot NearPublicTransit ResidentialLot
Water Source Connected Public
Lot Size Area 0.1377
Foundation Details Block
Building Area Total 1519.0
Lot Dimensions 60X100
Lot Size Acres 0.1377
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Candy Costa Real Estate Llc

Broker

(315) 505-6609

Phone

Affordability Calculator

$1,484
Per Month
78%
22%
0%
Monthly Principal & Interest
$1,154
Monthly Property Taxes
$331
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3038306 Elementary School
3038340 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/26/2025$184,900 -7.50% Price Down
10/6/2025$199,900 -7.02% Price Down
6/30/2025$215,000 Listed Price

Map


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20 E Main Street, Cortland, NY, 13045 is a Multi-Family Home for sale at $184,900 with 1,519 sqft and a lot size of 0.1377. 20 E Main Street has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13045 which is in Cortland, NY