1238 Finch Street Loveland, CO ^$ 419,000

1238 Finch Street

^$ 419,000

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Adult Community

1238 Finch Street

Loveland, CO, 80537

^$ 419,000

Bedrooms2 Baths2.0 Sq 1,350

Monthly Estimate*

^$ 2,614

Listed by Real

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Single Family Home for sale in Loveland, CO

for $419,000 with 2 bedrooms and 2 full baths. This 1,350 square foot home was built in 2007 on a lot size of 0.09.

Desirable over 55 Senior living at Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. The welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere. Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring. Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving. Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet. HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60,600. There no payments on this deed ; however, buyer must income qualify via application to show income less than 70% of Loveland AMI. Cash or loan to close at listing price $419,000 is $358,400. Seller is providing a home warranty to the buyer for the first year after closing.

Single Family Active

Price

^$ 419,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,905

Style

Contemporary

Lot Size

0.09

Year Built

2007

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1037374

Features

Interior

Interior Amenities No Stairs Open Floorplan Pantry Vaulted Ceiling(s) Walk-In Closet(s)

Basement None

Fireplace Features Gas Living Room

Basement (Y/N) N

Window Features Double Pane Windows Window Coverings

Above Grade Finished Area 1350

Half Baths 0

3/4 Baths 1

Laundry Features In Unit

Total Bedrooms 2

Below Grade Finished Area 0

Main Level Bedrooms 2

Main Level Bathrooms 2

Total Baths 2

General

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s) Central Air

Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD Close Plus 3 Days

Roof Composition

Appliances Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer

Zoning P-87

HOA Fee 438

Garage Spaces 2

Association Fee Includes Reserves Insurance Maintenance Grounds Maintenance Structure Snow Removal

Patio/Porch Features Patio

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Stucco Frame

Pets Allowed Cats OK Dogs OK

Year Built 2007

Levels One

Property Subtype Townhouse

Tax Year 2024

Ownership Individual

Accessibility Accessible Approach with Ramp

Assoc Fee Paid Per Monthly

County Larimer

Property Type Residential

Association Amenities Business Center Clubhouse Fitness Center Park

HOA Y

Attached Garage Y

Subdivision Name Mirasol 1st Sub Lov

Facing Direction North

Full Baths 1

Status Active

Directions Drive South on Madison to where it dead ends at the trailhead for the Old St. Louis Natural Area. Turn Right (West) on Finch. The destination is on your left after crossing Inca Dove Cir. South Side

High School Mountain View

City Loveland

Association Name Mirasol

High School District Thompson R2-J

Lot Size Square Feet 3883

Listing Terms Cash Conventional

Elementary School Winona

Tax Annual Amount 1905

Middle/Junior High School Other

Concessions No

Structure Type Duplex

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Lot Features Level

Water Source Public

Total Parking 2

Building Area Total 1350

Lot Size Acres 0.09

Road Surface Type Paved

Road Frontage Type Public

Internal Only

Street Number 1 1238

* Excluded Features

List By

Real

Broker

(970) 227-1327

Phone

Affordability Calculator

$2,773

Per Month

Monthly Principal & Interest: $2,614
Monthly Property Taxes: $159
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$739,164

Percent of Sale Price 76%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

732128 Elementary School

3043800 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/28/2025	$419,000	-1.41%	Price Down
6/20/2025	$425,000		Listed Price

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1238 Finch Street, Loveland, CO, 80537 is a Single Family Home for sale at $419,000 with 1,350 sqft and a lot size of 0.09. 1238 Finch Street has 2 bedrooms, 2.0 baths, and was built in 2007. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/19/2025.

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1238 Finch Street

Single Family Home for sale in Loveland, CO

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