432-434 Main Street Oneonta, NY $ 289,900
432-434 Main Street
$ 289,900
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432-434 Main Street

Oneonta, NY, 13826
$ 289,900
Bedrooms-- Baths-- Sq 2,837

Monthly Estimate*

$ 1,785

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Commercial Property for sale in Oneonta, NY

for $289,900. This 2,837 square foot building was built in 1883 on a lot size of 0.4.

Excellent business opportunity location! Long-time multi-physician practice on first floor and Mixed Use 2 Zoning category allows for short-term occupancy as well. Separate 2nd floor two bedroom unit. This property is on the market for the first time in decades! location is second to none- one block from AO Memorial Hospital, with a double lot which includes entrance from Main Street and exit onto Fifth Street- excellent drive-through potential. The building and second lot are located in the coveted MU2 "Mixed Use 2" Zone, giving you options for both first and second floors! First floor office features large secretarial area, substantial lobby, exam rooms, and a variety of offices, including executive office with full bath. Attic has two finished rooms and a third unfinished area- terrific future potential for long-term investors willing to create finished space/ accessibility! Rear of parcel adjoins Fox Hospital private parking lot. Location, Location, Location!

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Commercial Pending

Price

$ 289,900

Property Type

Commercial

Taxes

$ 9,487

Style

Business

Lot Size

0.4

Year Built

1883

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1613069

Features
General
Sewer PublicSewer
Heating Electric Gas ForcedAir
Cooling CentralAir
Utilities SewerConnected WaterConnected
Possession Closing
Roof Shingle
Zoning MU-2
Construction Materials Frame WoodSiding
School District Oneonta
Year Built 1883
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype Business
Accessibility AccessibleApproachWithRamp AccessibleDoors AccessibleHallways
Additional Parcels Description 288.19-1-76.00
County Otsego
Property Type CommercialSale
Possible Use MedicalDental Office
Status Pending
Directions I88 to Exit 15 to R onto Main Street (Rt 7E) property is on right past Fox Hospital on far corner of Fifth and Main Streets.
City Oneonta
High School District Oneonta
Zoning Description Restricted Business
Number Of Units Total 2
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 9487.0
Property Condition Resale
Lease Considered Y/N No
Standard Status Pending
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 258000
TaxOtherAnnualAssessmentAmount 0.0
Property Sub Type Additional Business Office Apartment MixedUse
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Interior
Basement Full
Flooring Carpet Other SeeRemarks
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Main Level Bathrooms 0
Total Baths 0
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Exterior
Parking Features OnSite
Lot Features IrregularLot
Water Source Public
Total Parking 8.0
Inclusions Land and Building
Lot Size Area 0.4
Number of Buildings 1
Building Area Total 2837.0
Lot Dimensions 144X169
Lot Size Acres 0.4
Waterfront Y/N No
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Internal Only
Street Number 1 432
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 287-1559

Phone

Affordability Calculator

$2,576
Per Month
69%
31%
0%
Monthly Principal & Interest
$1,785
Monthly Property Taxes
$791
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/18/2025$289,900 -14.71% Price Down
6/7/2025$339,900 Listed Price

Map


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432-434 Main Street, Oneonta, NY, 13826 is a Commercial Property for sale at $289,900 with 2,837 sqft and a lot size of 0.4. 432-434 Main Street was built in 1883. The property's zip code is 13826 which is in Oneonta, NY