922 W Bear Lake Road NE
Kalkaska, MI, 49646 $ 699,900
Bedrooms3 Baths1.1 Sq 1,520 Monthly Estimate*
$ 4,366
for $699,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,520 square foot home was built in 1973 on a lot size of 0.78.
Welcome to Bear Lake in Kalkaska! One of Northern Michiganâs most coveted all-sports lakes, affectionately known as âLittle Torch Lakeâ for its Caribbean-blue, crystal-clear water, hard sandy bottom & gradual walkout. This spring-fed hidden treasure is 316 acres & free of weeds & invasive species thanks to regular monitoring. Nestled on 100 ft of private frontage, this beautifully updated home has panoramic lake views from a massive 4-tier, 2,000+ sq ft deck system w/locking gates for children & pet safety. Home exterior & deck were freshly repainted in 2025. Watch sunrise w/morning coffee, swim & kayak in no-wake hours, waterski, wakeboard, & anchor at the sand bar. Enjoy evening boat cruises, barbeques, fireside cocktails & incredible sunsets. This turnkey, fully furnished 1,600 sf home has 3 BR and & 2 BA, sleeps 12+, vaulted pine ceiling, abundant natural light, a wall of windows & walkout to deck. The modern kitchen has granite counters & stainless appliances. The well water tastes amazing! Spacious lower level offers large bonus room for sleep & recreation, laundry, & walkout door wall to deck. Extras include central A/C, gas furnace, XL hot water tank, wood-burning fireplace, washer/dryer; new remote access smart features such as security system & thermostat; ceiling fans; outside has updated lighting, new drainage system, & easy access circle drive & 8 car parking. A 60 ft steel FLOE roll-in dock system with sundeck & accessories is included for immediate lake enjoyment! HUGE BONUS-includes 1/2 acre wooded buildable lot across the street w/beautiful lake view, ideal for guest house or toy barn. Also has 2-car clean garage & XL parking area for trailers & extra vehicles. Reliable services for property maintenance, snow removal, docks, and ORV repair just a 1/4 mile. Access to DNR marked ORV trail system, gas station/store, & restaurants 1/4 mile. Grayling 15 mins, Traverse City 35 mins. A rare chance to own a true up north, lakefront, all-season paradise!
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FeaturesInteriorInterior Amenities Cathedral Ceilings Great Room
Basement Walkout Finished Rooms Unfinished
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GeneralRoof Asphalt Metal
Zoning Residential Building-Use Restrictions
Sewer Private Septic
Construction Frame
HOA Fee Includes None
School District Kalkaska Public Schools
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ExteriorBody of Water Bear Lake
Waterfront 96
Garage Capacity 2
Water Features Priv Frontage (Wtr Side) Inland Lake All Sports Private Dock Sandy Bottom Bluff (greater than 10ft) Public Lake
Land Features Wooded Evergreens Bluff Site
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* Excluded FeaturesList ByBerkshire Hathaway Homeservices - TcBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,366
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Kalkaska, MI
Average List Price $345,934
Percent of Sale Price 51%
About Kalkaska, MI 2,153 Population
-4% Since 2002
$ 39,733 Median Income
39.23 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
2034151 Elementary School
2034223 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/4/2025 | $699,900 | -6.67% | Price Down |
| 9/4/2025 | $749,900 | -3.24% | Price Down |
| 7/30/2025 | $775,000 | -3.11% | Price Down |
| 6/6/2025 | $799,900 | | Listed Price |