1130 CUMBERLAND TRAIL DRIVE Lake Hamilton, FL $ 295,990
1130 CUMBERLAND TRAIL DRIVE
$ 295,990
New Construction
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1130 CUMBERLAND TRAIL DRIVE

Lake Hamilton, FL, 33851
$ 295,990
Bedrooms3 Baths2.0 Sq 1,695

Monthly Estimate*

$ 1,847

1130 CUMBERLAND TRAIL DRIVE, Lake Hamilton, FL 33851 - Image 1

Single Family Home for sale in Lake Hamilton, FL

for $295,990 with 3 bedrooms and 2 full baths. This 1,695 square foot home was built in 2025 on a lot size of 0.13.

Brand new, energy-efficient home available NOW! Configure the flex room in the front of the home to an at home office space or hobby space. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Now selling from the low $300s, Hamilton Bluff Signature Series new single-family homes in Polk County. Surrounded by scenic lakes, this community is located minutes away from Hwy 27, providing convenient to access major metro areas. Residents will have access to an abundance of amenities including a pool and cabana, walking trails, and a playground. Join our interest list today. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

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Single Family Active

Price

$ 295,990

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1

Style

Florida

Lot Size

0.13

Year Built

2025

Town/City

Lake Hamilton

County/Region

Polk

MLS | Web ID

O6310647

Features
General
Sewer Public Sewer
Heating Electric Heat Pump
Cooling Central Air
Utilities Cable Available Electricity Connected Fire Hydrant Phone Available Public Sewer Connected Street Lights Underground Utilities Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Microwave Range Refrigerator Washer
Zoning RES
HOA Fee 572
Garage Spaces 2
Association Fee Includes Other
Patio/Porch Features Front Porch Patio
Architectural Style Florida
Security Features Security System Smoke Detector(s)
Construction Materials Block Cement Siding Stucco Wood Frame
Pets Allowed Yes
Year Built 2025
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Playground Pool Sidewalks
Assoc Fee Paid Per Annually
County Polk
New Construction true
Property Type Residential
Association Amenities Playground Pool
Attached Garage true
Energy Efficient Appliances HVAC Insulation Lighting Roof Thermostat Water Heater Windows
Subdivision Name HAMILTON BLUFF
Facing Direction South
Garage Y/N true
Green Indoor Air Quality Air Filters MERV 10+ No/Low VOC Cabinets/Counters No/Low VOC Flooring No/Low VOC Paint/Finish Sealed Combustion
Green Water Conservation Drip Irrigation Low-Flow Fixtures
Total Rooms 6
Full Baths 2
Status Active
Directions Head toward E South St on S Magnolia Ave. Turn left onto E South St (SR-15 N). Go for 0.3 mi.Turn left and take ramp onto I-4 Express Ln toward I-4. GoContinue on I-4 W Go for 19.8 mi.Then Take exit 55 onto US-27 S (Hwy 27) for 0.9 mi.Then Keep right onto Hwy 27 (US-27 S) for 12.6 mi.Then Turn left onto Kokomo Rd NW (CR-546) for 1.0 mi.Then Turn right onto State Road 17 S (US-27-ALT) or 0.5 mi.Then Turn left onto Water Tank Rd E.Then Continue on Water Tank Rd E. for 0.3 mi.Then Turn left onto Pocket Wilderness Way.
High School Winter Haven Senior
City LAKE HAMILTON
Association Name Premier Community Management
Senior Community Y/N false
MLS Area 33851 - Lake Hamilton
Lot Size Units Square Feet
Lot Size Square Feet 5750
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Alta Vista Elem
Land Lease Y/N false
Tax Annual Amount 1
Home Warranty Y/N true
Middle/Junior High School Dundee Ridge Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N false
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Meritage Homes
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 2253
Tax Lot 1907
Legal Description NA
Water Access Y/N false
Monthly HOA Amount 47.67
Additional Rooms Bonus Room Great Room
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Open Floorplan Split Bedroom Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Laminate
Air Conditioning Y/N true
Heating Y/N true
Window Features ENERGY STAR Qualified Windows
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sidewalk Sliding Doors
Parking Features Driveway Garage Door Opener
Water Source Public
Lot Size Area 5750
Foundation Details Slab
Spa false
Building Area Total 2221
Lot Dimensions 50 x 115
Lot Size Acres 0.13
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model Bluebell
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Meritage Homes Of Fl Realty

Broker

Contact.orlando@meritagehomes.com

Email

Affordability Calculator

$1,847
Per Month
100%
0%
0%
Monthly Principal & Interest
$1,847
Monthly Property Taxes
$0
Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Winter Haven Senior High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$295,990 Listed Price

Map


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1130 CUMBERLAND TRAIL DRIVE, Lake Hamilton, FL, 33851 is a Single Family Home for sale at $295,990 with 1,695 sqft and a lot size of 0.13. 1130 CUMBERLAND TRAIL DRIVE has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 33851 which is in Lake Hamilton, FL