706 W 29th Street
Loveland, CO, 80538 $ 1,298,867
Bedrooms4 Baths3.0 Sq 2,642 Monthly Estimate*
$ 7,997
Listed by C3 Real Estate Solutions, LLC
for $1,298,867 with 4 bedrooms and 3 full baths. This 2,642 square foot home was built in 1978 on a lot size of 0.38.
Here is your chance to live on Lake Loveland with the best priced home on the lake!! Welcome to Sunset Shore at Lake Loveland a rare waterfront retreat with private lake access, no HOA, and no metro tax. Enjoy year-round lake living with proven short-term rental appeal, stunning views, and a lifestyle that combines relaxation, recreation, and effortless Colorado charm. Homes on the lake are few and far between. WAKE UP TO THE WATER EVERY DAY! Launch your boat from your backyard. Watch the sunset hit the lake every night. This is one of the largest lakefront lots on the lake, homeowner access only for motorized and non-motorized boats, jet skis, wake surfing, water skiing, swimming, paddleboarding, and fishing. Whether you're looking for a full-time residence, a second home, or a proven income-producing short-term rental, this property delivers flexibility and freedom that are nearly impossible to find on the lake. Inside, natural light fills a bright, flexible layout with 4 bedrooms plus a potential 5th on the walk-out level. The upper floor features 3 bedrooms and 2 refreshed baths, while the lakefront primary suite feels like a private retreat-sliding doors open directly to the shoreline, a spa-inspired ensuite, and three closets, including a convenient laundry closet. The walk-out lower level is designed for lake living. Full-glass doors open to a patio just steps from the water ideal for entertaining, summer BBQs, guests, or a private suite. Outside, mature trees, garden beds, multiple seating areas, and an expansive yard create a true vacation-at-home experience. Morning coffee on the shoreline, afternoons on the water, and postcard sunsets every evening this is a home people remember. Minutes to downtown Loveland, trails, Fort Collins, and an easy scenic drive to Estes Park and Rocky Mountain National Park. Lakefront properties w/ short-term rental history are exceptionally rare. Seller reviewing interest regularly! First American Home Warranty included.
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FeaturesInteriorInterior Amenities Kitchen Island Open Floorplan Walk-In Closet(s)
Basement Full
Flooring Wood
Basement (Y/N) Y
Window Features Double Pane Windows
Above Grade Finished Area 1964
Half Baths 0
3/4 Baths 2
Laundry Features In Unit
Total Bedrooms 4
Below Grade Finished Area 478
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 3
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GeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available
Possession Closing/DOD
Roof Composition
Appliances Dishwasher Microwave Oven Refrigerator
Zoning SFR
Garage Spaces 2
Patio/Porch Features Deck Patio
Architectural Style Contemporary
Construction Materials Frame
Exclusions Seller's Personal Property
Year Built 1978
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Ownership Individual
Waterfront Features Pond
County Larimer
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Sunny Bay Estates
Possible Use Residential
Full Baths 1
Status Pending
High School Loveland
City Loveland
High School District Thompson R2-J
Lot Size Square Feet 16606
Listing Terms Cash Conventional FHA VA Loan
Elementary School Lincoln
Tax Annual Amount 7004
Middle/Junior High School Lucile Erwin
Concessions No
Virtual Tour https://listings.nextdoorphotos.com/vd/142747911
Structure Type House
Standard Status Active Under Contract
Occupancy Type Owner
Elementary School District Thompson R2-J
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ExteriorVegetation Wooded
Parking Features RV Access/Parking
Lot Features Level Sprinklers In Front
Water Source Public
Total Parking 2
Building Area Total 2642
Lot Size Acres 0.38
Road Surface Type Paved
Road Frontage Type Public
Other Equipment Satellite Dish
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* Excluded FeaturesList ByC3 Real Estate Solutions, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $7,997
- Monthly Property Taxes
- $584
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Loveland, CO
Average List Price $750,027
Percent of Sale Price 42%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3043547 Elementary School
3043707 Middle School
Loveland High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/3/2026 | $1,298,867 | -1.97% | Price Down |
| 11/14/2025 | $1,325,000 | -3.64% | Price Down |
| 10/27/2025 | $1,374,999 | -1.72% | Price Down |
| 8/21/2025 | $1,399,000 | -3.45% | Price Down |
| 5/3/2025 | $1,449,000 | | Listed Price |