1385 PINE ISLAND DRIVE S Saint Cloud, FL $ 184,000
1385 PINE ISLAND DRIVE S
$ 184,000
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1385 PINE ISLAND DRIVE S

Saint Cloud, FL, 34771
$ 184,000
Bedrooms1 Baths2.0 Sq 929

Monthly Estimate*

$ 1,133

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Mobile Home for sale in Saint Cloud, FL

for $184,000 with 1 bedroom and 2 full baths. This 929 square foot home was built in 2006 on a lot size of 0.07.

Trade Snow Shovels for Sunshine – Charming Furnished Cottage in Shelter Cove Resort Ready to leave winter behind? This fully furnished 1-bedroom, 2-bath cottage (easily convertible to 2 bedrooms) is your perfect warm-weather escape, located in the gated, resort-style community of Shelter Cove on the beautiful Alligator Chain of Lakes. Wake up to mild Florida mornings, palm breezes, and warm sunshine instead of icy sidewalks. Nestled along the scenic southern shore of Lake Center, this cozy cottage offers the ideal blend of relaxation, nature, and easy living—perfect for seasonal residents looking to enjoy Florida’s sunshine all winter long. Why Snowbirds Love It: • Move-in ready & furnished – just bring your suitcase and flip-flops • 1 bedroom, 2 baths (option to convert to 2 bedrooms) – ideal for guests or visiting family • Lake Center & Alligator Chain access – enjoy fishing, boating, and sunset cruises • Gated resort community with serene wooded areas, wetlands, and lakefront views • Resort-style amenities – heated community pool, social events, golf-cart friendly trails, and more • Convenient location – only 4 miles to Publix, Winn-Dixie, Walgreens; 7 miles to Walmart and dining in St. Cloud • Easy day trips – just 40 minutes to Melbourne or Cocoa Beach, and 20 miles to major theme park attractions- Disney, Universal and Sea World Whether you’re seeking a winter getaway, a low-maintenance seasonal home, or a peaceful sunny retreat, this affordable Florida cottage lets you enjoy sunshine, nature, and resort living—without the snow. Schedule your private tour today and start wintering where others vacation!

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Mobile Home Pending

Price

$ 184,000

Bedrooms

1

Full Bath

2

Property Type

Mobile Home

Taxes

$ 1,590

Style

Cottage

Lot Size

0.07

Year Built

2006

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

S5123629

Features
General
Sewer Private Sewer
Heating Electric
Cooling Mini-Split Unit(s)
Utilities Cable Available Electricity Available Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Dryer Range Refrigerator Water Softener
Zoning OPUD
HOA Fee 178
Association Fee Includes Common Area Taxes Community Pool Pool Maintenance Private Road Sewer Trash Water
Architectural Style Cottage
Construction Materials Vinyl Siding Wood Frame
Pets Allowed Breed Restrictions
Year Built 2006
Levels One
Property Subtype Manufactured Home
Tax Year 2024
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp Fishing Lake Clubhouse Fitness Center Gated Community - No Guard Golf Carts OK Pool
Assoc Fee Paid Per Monthly
County Osceola
New Construction false
Property Type Residential
Association Amenities Clubhouse Gated Laundry Pool Shuffleboard Court Trail(s)
Subdivision Name SHELTER COVE
Facing Direction Southeast
Garage Y/N false
Other Structures Shed(s)
Total Rooms 4
Full Baths 2
Status Pending
Directions Hwy 192 to Nova Road. Left into Shelter Cove
City ST CLOUD
Association Name Sentry Management
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 3223
Carport Spaces 2
Carport Y/N true
Listing Terms Cash
Land Lease Y/N false
Tax Annual Amount 1590
Body Type Single Wide
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5123629
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Owner
Tax Lot 351
Legal Description SHELTER COVE RESORT COND CB 1 PG 20 LOT 351
Water Access Type Lake - Chain of Lakes
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 178
Water View Y/N false
Flood Zone Code AE
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Carpet Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Outside
Total Bedrooms 1
Total Baths 2
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Exterior
Exterior Amenities Storage
Lot Features Corner Lot
Water Source None
Lot Size Area 3223
Foundation Details Crawlspace
Building Area Total 929
Lot Size Acres 0.07
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Private Maintained Road
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* Excluded Features
List By
St. Cloud Real Estate

Broker

KimDavidson8@gmail.com

Email

Affordability Calculator

$1,265
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,133
Monthly Property Taxes
$133
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/20/2026$184,000 -2.65% Price Down
12/19/2025$189,000 Listed Price

Map


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1385 PINE ISLAND DRIVE S, Saint Cloud, FL, 34771 is a Mobile Home for sale at $184,000 with 929 sqft and a lot size of 0.07. 1385 PINE ISLAND DRIVE S has 1 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 34771 which is in Saint Cloud, FL