10498 BAY STATE DRIVE Port Charlotte, FL $ 565,000
10498 BAY STATE DRIVE
$ 565,000
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10498 BAY STATE DRIVE

Port Charlotte, FL, 33981
$ 565,000
Bedrooms4 Baths3.0 Sq 2,685

Monthly Estimate*

$ 3,525

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Single Family Home for sale in Port Charlotte, FL

for $565,000 with 4 bedrooms and 3 full baths. This 2,685 square foot home was built in 2016 on a lot size of 0.48.

RARE OPPORTUNITY for X Flood Zone on DOUBLE LOT in SOUTH GULF COVE ~ This is a MUST SEE! Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options. The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required! For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility! Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!

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Single Family Active

Price

$ 565,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 5,413

Style

Single Family Residence

Lot Size

0.48

Year Built

2016

Town/City

Port Charlotte

County/Region

Charlotte

MLS | Web ID

D6141174

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Electricity Connected Fiber Optics Mini Sewer Public Sewer Connected Water Connected
Possession Close Of Escrow Negotiable
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RSF3.5
HOA Fee 120
Garage Spaces 3
Association Fee Includes Recreational Facilities
Pool Features Gunite In Ground Indoor Lighting
Security Features Smoke Detector(s)
Construction Materials Block Stone Stucco
Pets Allowed Yes
Year Built 2016
View Park/Greenbelt Pool Trees/Woods Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Community Boat Ramp Public Boat Ramp Water Access Deed Restrictions Park Playground Sidewalks
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Association Amenities Clubhouse Recreation Facilities
Attached Garage true
Subdivision Name PORT CHARLOTTE SEC 085
Facing Direction West
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions From Englewood Beach travel East on SR 775 S McCall Road turn right onto Gasparilla Road CR 771 travel south to Appleton Blvd turn left into South Gulf Cove. Turn right on Bay State Drive property at the end of the street on the left. Look for sign
High School Lemon Bay High
City PORT CHARLOTTE
Association Name President
Senior Community Y/N false
MLS Area 33981 - Port Charlotte
Lot Size Units Square Feet
Lot Size Square Feet 20985
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Spa Features In Ground
Elementary School Myakka River Elementary
Land Lease Y/N false
Tax Annual Amount 5413.11
Middle/Junior High School L.A. Ainger Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://youriguide.com/10498_baystate_dr_port_charlotte_fl?ts=1741838348020
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 53
Legal Description PCH 085 4625 0053 PORT CHARLOTTE SEC 85 BLK 4625 LT 53 608/396 792/520 794/1754 840/1297 877/968 1031/2136 1086/304 1305/1210 1399/890 TD1502/1689 3987/135 4008/240 4142/179 PCH 085 4625 0054 PORT CHARLOTTE SEC85 BLK4625 LT54 550/1230 633/4
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 10
Additional Rooms Den/Library/Office Inside Utility Interior In-Law Suite w/No Private Entry
Water View Y/N false
Flood Zone Code X
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen Open Floorplan Split Bedroom Walk-In Closet(s)
Flooring Carpet Ceramic Tile Engineered Hardwood
Furnished Y/N Partially
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Dog Run Garden Hurricane Shutters Private Mailbox Rain Gutters Sliding Doors
Fencing Vinyl
Parking Features Driveway Garage Door Opener Workshop in Garage
Lot Features Greenbelt Near Marina
Water Source Public
Lot Size Area 20985
Foundation Details Slab
Spa false
Building Area Total 3478
Lot Size Acres 0.48
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 3
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Exp Realty Llc

Broker

denise.heath@exprealty.com

Email

Affordability Calculator

$3,976
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,525
Monthly Property Taxes
$451
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lemon Bay High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$565,000 Listed Price

Map


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10498 BAY STATE DRIVE, Port Charlotte, FL, 33981 is a Single Family Home for sale at $565,000 with 2,685 sqft and a lot size of 0.48. 10498 BAY STATE DRIVE has 4 bedrooms, 3.0 baths, and was built in 2016. The property's zip code is 33981 which is in Port Charlotte, FL