Single Family: MLS #O6225862 Saint Cloud, FL $ 405,900
Single Family: MLS #O6225862
$ 405,900
New Construction
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Single Family: MLS #O6225862

Saint Cloud, FL, 34773
$ 405,900
Bedrooms4 Baths2.1 Sq 2,335

Monthly Estimate*

$ 2,532

MLS #/Web ID: O6225862 - Image 1
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Single Family Home for sale in Saint Cloud, FL

for $405,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,335 square foot home was built in 2024 on a lot size of 0.11.

Brand New, Move-In Ready Home with 4 Bedrooms and 2.5 Bathrooms! This beautiful home is perfect for entertaining, featuring an open floor plan and a first-floor primary bedroom. With a fixed 3.99 interest rate through our preferred lender, this home can be yours with a low monthly payment of just $2,670.00 The upgraded kitchen showcases granite throughout the large island and countertops and includes stylish Whirlpool stainless steel appliances. You’ll also love the spacious laundry room and generous loft, ideal for a second living area or home office. The bathrooms are elegant and spacious, finished with beautiful granite. Rest easy knowing your new home includes a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main, residents enjoy outstanding amenities, including 12.5 miles of scenic trails and pathways, the stunning Harmony Golf Preserve, and access to the community garden program. Harmony Central offers an everyday escape from ordinary living while still providing convenience and leisure. This is the last Harmony community with NO CDD and a very low HOA, and it will feature a beautiful community pool with cabanas.

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Single Family Active

Price

$ 405,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 698

Style

Single Family Residence

Lot Size

0.11

Year Built

2024

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6225862

Features
General
Sewer Public Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Cable Available Electricity Connected Phone Available Public Sewer Connected Sprinkler Meter Street Lights Underground Utilities Water Connected
Roof Shingle
Appliances Dishwasher Electric Water Heater Microwave Range
Zoning RES
HOA Fee 67
Garage Spaces 2
Construction Materials Block Stucco Vinyl Siding
Pets Allowed Cats OK Dogs OK
Year Built 2024
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Osceola
New Construction true
Property Type Residential
Attached Garage false
Subdivision Name HARMONY CENTRAL PH 1
Facing Direction Northeast
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Active
Directions Coming east from St Cloud on 192 we are less than one mile from the Harmony High school on the left-hand side.
High School Harmony High
City ST CLOUD
Association Name Beth Conner
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 4792
Carport Y/N false
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 698.26
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6225862
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 5
Legal Description HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK K LOT 5
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 67
Water View Y/N false
Flood Zone Code x
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings In Wall Pest System Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Stone Counters Thermostat
Flooring Carpet Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Garden Lighting Sidewalk Sprinkler Metered
Water Source None
Lot Size Area 4792
Foundation Details Slab
Building Area Total 2701
Lot Size Acres 0.11
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams Homes Realty, Inc.

Broker

livingourdreamsrealty@gmail.com

Email

Affordability Calculator

$2,590
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,532
Monthly Property Taxes
$58
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$405,900 Listed Price

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