Townhouse: MLS #A12102760 Cutler Bay, FL $ 430,000
Townhouse: MLS #A12102760
$ 430,000
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Townhouse: MLS #A12102760

Cutler Bay, FL, 33190
$ 430,000
Bedrooms4 Baths3.0 Sq 1,712

Monthly Estimate*

$ 2,970

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Townhouse for sale in Cutler Bay, FL

for $430,000 with 4 bedrooms and 3 full baths. This 1,712 square foot townhouse was built in 2006.

Rare income-producing opportunity in the sought-after Lakes by the Bay GEE community in Cutler Bay. This two-story 4-bedroom, 3 full bath townhouse is currently generating consistent government-backed rental income with a Housing Choice Voucher (Section 8) tenant in place for 3+ years, zero collection issues, lease through December 2026, tenant seeking renewal. The layout is a standout for rental investors: one full bedroom and full bath on the ground floor, ideal for multigenerational flexibility and maximum voucher eligibility. Upstairs, three additional bedrooms with high-grade laminate flooring. The main level features brand new ceramic tile, updated stainless steel appliances, granite countertops, a family room, and generous storage throughout. One-car finished garage plus driveway parking. Hurricane shutters, private yard, and a well-maintained exterior. The community delivers long-term tenant retention drivers: resort-style pool, clubhouse, fitness stations, playground, and a scenic walking path around the lake. Minutes to US-1, Florida's Turnpike, Black Point Marina, top-rated schools, dining, and shopping. HAP contract transfers to new owner at closing.

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Townhouse Active

Price

$ 430,000

Bedrooms

4

Full Bath

3

Property Type

Townhouse

Taxes

$ 8,871

Style

Year Built

2006

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12102760

Features
General
Heating Central Electric
Cooling Central Air
Possession Close Of Escrow
Appliances Dryer Dishwasher Electric Range Microwave Refrigerator Washer
HOA Fee 115
Garage Spaces 1
Association Fee Includes Other
Patio/Porch Features Open Porch
Architectural Style None
Pool Features Association
Security Features Security Guard
Restrictions No RV No Truck
Construction Materials Block
Pets Allowed Cats OK Dogs OK Yes
Year Built 2006
View Garden
Property Subtype Townhouse
Tax Year 2025
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Association Amenities Clubhouse Pool
Subdivision Name LAKES BY THE BAY GEE
Garage Y/N true
Total Rooms 0
Full Baths 3
Status Active
City Cutler Bay
Disclosures None
Entry Location 1
Senior Community Y/N false
MLS Area 60
Lot Size Units Square Feet
Listing Terms Cash Conventional FHA
Property Attached Y/N true
Year Built Details Resale
Tax Annual Amount 8871
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12102760
Standard Status Active
Occupancy Type Tenant
Property Sub Type Additional Townhouse
Legal Description LAKES BY THE BAY GEE PB 164-043 T-22075 LOT 11 BLK 15 LOT SIZE 1937 SQ FT FAU 36 6016 000 0020 COC 24792-0451 07 2006 1
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Interior
Interior Amenities Bedroom on Main Level First Floor Entry
Flooring Laminate Tile
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 4
Entry Level 1
Total Baths 3
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Exterior
Exterior Amenities Courtyard Fence Porch
Parking Features One Space
Lot Features Flood Zone
Building Area Total 1982
Waterfront Y/N false
Covered Spaces 1
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* Excluded Features
List By
Compass Florida, Llc

Broker

karen.hurst@compass.com

Email

Affordability Calculator

$3,709
Per Month
80%
20%
0%
Monthly Principal & Interest
$2,970
Monthly Property Taxes
$739
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/8/2026$430,000 Listed Price

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