Single Family: MLS #12759078
Elgin, IL, 60123 $ 450,000
Bedrooms3 Baths3.0 Sq 2,182 Monthly Estimate*
$ 3,108
for $450,000 with 3 bedrooms and 3 full baths. This 2,182 square foot home was built in 2002.
Peaceful Setting, Spacious Home & Beautiful Creek Views! Welcome to this lovely home in Elgin's desirable Valley Creek subdivision, tucked away on a quiet dead-end street and surrounded by mature trees and the tranquil beauty of Tyler Creek. If you're looking for privacy, peaceful outdoor spaces, and plenty of room to spread out, this home deserves a closer look! One of the home's standout features is the large wraparound deck overlooking Tyler Creek and the surrounding wooded landscape-a wonderful spot for morning coffee, entertaining friends, or simply relaxing and enjoying nature. A nearby walking path provides access to the Big Timber Train Station, adding a convenient option for commuters and those who enjoy getting out for a walk. Enter through the inviting screened-in front porch, creating a comfortable outdoor retreat where you can enjoy the fresh air without the bugs. Inside, the spacious entryway features a skylight that fills the area with natural light, a convenient hall closet, and easy access to the first-floor laundry. The main level offers generously sized rooms and an inviting open floor plan, with hardwood flooring throughout the primary living spaces and beautiful hardwood doors and trim. The spacious kitchen provides an abundance of cabinet and counter space, a center island, separate pantry, stone-tile backsplash, and a newer stove-making it both functional and welcoming for everyday living and entertaining. The living room is designed to be a true gathering space, featuring vaulted ceilings and a cozy stone fireplace that adds warmth and character. With 3 bedrooms and 3 full baths, there is plenty of room for family and guests. The spacious owner's suite offers a relaxing retreat with a double vanity, jetted tub, separate shower, and large walk-in closet. The English-style basement expands the living space even further and offers new LVP flooring throughout. You'll find a generous recreation room, bonus room with dual closets, full bathroom with shower, large storage room with shelving, and a separate workroom-providing flexible space for a home office, hobbies, exercise area, guests, or whatever fits your lifestyle. And for added peace of mind, the furnace, air conditioner, and AprilAire humidifier were all installed in 2025, taking some of the larger potential expenses off your list of immediate concerns. Attached garage is an oversized 2 car garage with pull down stairs for easy access to the attic. Peaceful creekside setting. Beautiful wooded views. Flexible living space. Convenient location. And important updates already completed. This is a home that offers both comfort and opportunity-and a setting you'll appreciate every day.
See more
FeaturesGeneralLiving Area 2182
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Range Hood
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding Brick
Year Built 2002
Township Elgin
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 9
Full Baths 3
Status New
Directions Royal Blvd to Lyle Ave go North to end of street property on the right.
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 10001.1
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
See more
InteriorInterior Amenities Vaulted Ceiling(s) 1st Floor Full Bath Walk-In Closet(s) Open Floorplan
Basement Partially Finished Partial
Flooring Hardwood Carpet
Total Fireplaces 1
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Room Type Bonus Room Storage Utility Room-Lower Level Workshop
Total Baths 3
Bedrooms Possible 3
See more
ExteriorParking Features Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Lot Dimensions 70x125
Waterfront Y/N N
See more
* Excluded FeaturesList ByBaird & Warner Real Estate - AlgonquinBroker
james.byrnes.realtor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,108
- Monthly Property Taxes
- $833
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $504,497
Percent of Sale Price 12%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/7/2026 | $450,000 | | Listed Price |