1 Oak Street
Saratoga Springs, NY, 12866 $ 1,295,000
Bedrooms10 Baths6.0 Sq 4,572 Monthly Estimate*
$ 7,974
for $1,295,000 with 10 bedrooms and 6 full baths. This 4,572 square foot home was built in 1900 on a lot size of 0.09.
https://saratogaoakstreet.lovable.app/oak-street Discover this exceptional turn-key 4-unit multifamily investment at 1-3 Oak Street in Saratoga Springs' vibrant Arts District. Fully renovated in 2021 with no deferred maintenance, the 4,572 sq ft building delivers immediate, stable cash flow from 100% occupancy and $107,575 in total operating income (including $100,560 gross rents from a premium furnished 2/2 unit plus two 3/1s and another 2/2). The property generates a solid 6.0% cap rate on $77,153 NOI at the $1,295,000 asking price, with modern kitchens, updated baths, new appliances, HVAC, electrical, plumbing, flooring, and a new roof. Classic double-porch architecture blends charm with low-maintenance operations, including in-unit laundry. Located steps from Broadway's dining and shops, SPAC, and the Saratoga Race Track, this asset benefits from sub-4% vacancy rates, 3-5% annual rent growth, and strong demand driven by tourism, healthcare, education, and tech. Ideal for hands-off investors or a 1031 exchange, it offers proven performance and appreciation potential in one of New York's most resilient and desirable markets
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Possession At Closing
Roof Rubber Asphalt
Garage Spaces 0.0
Patio/Porch Features Porch Covered
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1900
Property Subtype Quadruplex
Ownership Broker Owned
County Saratoga
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Full Baths 6
Status Active
Directions Exit 13N to Broadway. Left on West Circular. Right on Beekman. Slight right onto S. Franklin. Property on corner of S. Franklin and Oak.
High School Saratoga Springs
City Saratoga Springs
High School District Saratoga Springs
Number Of Units Total 4
Lot Size Units Acres
Lot Size Square Feet 3920.4
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 10627.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://my.matterport.com/show/?m=9oiaShRVePm
Standard Status Active
Tax Assessed Value 0
Tax Lot 57.002
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InteriorBasement Unfinished
Flooring Tile Hardwood Laminate
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Above Grade Finished Area 4572.0
Half Baths 0
Total Bedrooms 10
Below Grade Finished Area 0.0
Below Grade Finished Area Source Tax Bill
Above Grade Finished Area Source Assessor
Total Baths 6
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ExteriorExterior Amenities None
Fencing Back Yard
Parking Features None
Lot Features Corner Lot
Water Source Public
Lot Size Area 0.09
Spa N
Lot Size Acres 0.09
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Bybrian.green@exprealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,974
- Monthly Property Taxes
- $886
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Saratoga Springs, NY
Average List Price $1,064,624
Percent of Sale Price 18%
About Saratoga Springs, NY 27,696 Population
6% Since 2002
$ 76,441 Median Income
40.65 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
853435 Elementary School
853244 Middle School
Saratoga Springs High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/11/2026 | $1,295,000 | | Listed Price |