362 1/2 River Bluff Road Elgin, IL $ 459,000
362 1/2 River Bluff Road
$ 459,000
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362 1/2 River Bluff Road

Elgin, IL, 60120
$ 459,000
Bedrooms3 Baths3.0 Sq 2,166

Monthly Estimate*

$ 2,826

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Single Family Home for sale in Elgin, IL

for $459,000 with 3 bedrooms and 3 full baths. This 2,166 square foot home was built in 1903 on a lot size of 1.07.

Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.

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Single Family Active

Price

$ 459,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 9,666

Style

Lot Size

1.07

Year Built

1903

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12611531

Features
General
Living Area 2166
Sewer Public Sewer
Heating Steam Baseboard Radiator(s)
Cooling Window Unit(s)
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1903
Township Elgin
Tax Year 2024
Ownership Fee Simple
Community Features Sidewalks Park Street Lights
Additional Parcels Description 0612126002 0601376003
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 8
Full Baths 3
Status New
Directions I 90 to Dundee Ave (Route 25). South on Dundee Ave to River Bluff. West to home. (River Bluff makes a sight jog on Cedar). The home is 362 1/2. It's presumably the old carriage home. Take the long dr
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 9666.14
Additional Parcels Y/N Y
Virtual Tour https://listings.lucrativedynamics.com/videos/019d34eb-f1f2-739f-95ab-4a7d1a750eb9
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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Interior
Interior Amenities Vaulted Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath Walk-In Closet(s) Open Floorplan
Basement Finished Exterior Entry Full
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Wood Burning
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 260
Room Type Exercise Room Storage Other Room
Total Baths 3
Bedrooms Possible 3
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Exterior
Parking Features Asphalt Yes Garage Owned Attached Garage
Lot Features Forest Preserve Adjacent Water Rights Wooded Rear of Lot Mature Trees Backs to Trees/Woods Views
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 130x450
Lot Size Acres 1.07
Waterfront Y/N Y
Other Equipment CO Detectors Ceiling Fan(s)
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* Excluded Features
List By
John Greene, Realtor

Broker

ryankurtz@johngreenerealtor.com

Email

Affordability Calculator

$3,632
Per Month
78%
22%
0%
Monthly Principal & Interest
$2,826
Monthly Property Taxes
$806
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/10/2026$459,000 Listed Price

Map


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362 1/2 River Bluff Road, Elgin, IL, 60120 is a Single Family Home for sale at $459,000 with 2,166 sqft and a lot size of 1.07. 362 1/2 River Bluff Road has 3 bedrooms, 3.0 baths, and was built in 1903. The property's zip code is 60120 which is in Elgin, IL