226 S Water Street Chestertown, MD $ 898,000
226 S Water Street
$ 898,000
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226 S Water Street

Chestertown, MD, 21620
$ 898,000
Bedrooms3 Baths3.1 Sq 2,172

Monthly Estimate*

$ 5,529

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Townhouse for sale in Chestertown, MD

for $898,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,172 square foot townhouse was built in 2025 on a lot size of 0.09.

Newly constructed three-bedroom townhome with fantastic water views from the living level and bedrooms! Spacious open living space featuring a gourmet kitchen; 5-burner induction range, ample cabinet space, and a large island for entertaining. The home is filled with natural light and boasts multiple balconies and a front porch for relaxing. You'll love the warm hardwood floors throughout the home. On the second level you'll find two bedrooms and two bathrooms. The third bedroom encompasses the entire third floor and has a great view of the Chester River. You'll enjoy the large back balcony with views of historic Chestertown. The third level could be used as the primary bedroom; there is a large full bathroom and closet. The townhomes have a private driveway, so you'll never worry about finding a parking space. Take advantage of the easy access to Wilmer Park and Chestertown Marina, located just across the street. This townhouse is located in the heart of all Chestertown has to offer! Just a short distance to shops, restaurants, renowned bakeries, and the year-round farmers market by Fountain Park. You will have a front-row seat to the Downrigging Festival! Not to mention the many festivals held in downtown Chestertown throughout the year.

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Townhouse Active

Price

$ 898,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Townhouse

Taxes

$ 12,564

Style

Coastal,Contemporary

Lot Size

0.09

Year Built

2025

Town/City

Chestertown

County/Region

Kent

MLS | Web ID

MDKE2006354

Features
General
Living Area 2172
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Roof Metal
Appliances Stainless Steel Appliances Built-In Microwave Built-In Range Dishwasher Disposal Exhaust Fan Oven/Range - Electric Range Hood Refrigerator Six Burner Stove Washer Water Heater Dryer
Zoning R-5
Patio/Porch Features Deck(s) Balcony Porch(es)
Architectural Style Coastal Contemporary
Construction Materials HardiPlank Type Mixed Brick Stick Built
School District KENT COUNTY PUBLIC SCHOOLS
Year Built 2025
View River Garden/Lawn Harbor Water City
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Chestertown
Accessibility None
County KENT
New Construction N
Property Type Residential
HOA N
Subdivision Name CHESTERTOWN HISTORIC DISTRICT
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions From Cross Street Turn right onto Cannon St. Turn right onto S Water Street. Property located at end of street on the right.
City CHESTERTOWN
Body of Water Chester River
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 3782.00
Tax Annual Amount 12564.0
Property Condition Excellent
Structure Type End of Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 413.44
Vacation Rental Y/N N
Location Type River
Standard Status Active
Year Built Source Estimated
Tax Lot 3
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Interior
Interior Amenities Combination Dining/Living Combination Kitchen/Living Combination Kitchen/Dining Dining Area Family Room Off Kitchen Floor Plan - Open Kitchen - Gourmet Kitchen - Island Primary Bath(s) Recessed Light
Heating Fuel Electric
Flooring Solid Hardwood Luxury Vinyl Plank Carpet
Hot Water 60+ Gallon Tank Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2172
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Exterior Lighting Gutter System Sidewalks Street Lights
Pool No Pool
Parking Features Paved Parking
Water Source Public
Type of Parking Parking Lot On Street
Foundation Details Crawl Space Block Flood Vent
Water View Y/N Y
Lot Size Acres 0.09
Water Body Type River
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 251700.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 226
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* Excluded Features
List By
Gunther-Mcclary Real Estate

Broker

jburke57@gmail.com

Email

Affordability Calculator

$6,576
Per Month
84%
16%
0%
Monthly Principal & Interest
$5,529
Monthly Property Taxes
$1,047
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535796 Elementary School
3533824 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/8/2026$898,000 Listed Price

Map


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226 S Water Street, Chestertown, MD, 21620 is a Townhouse for sale at $898,000 with 2,172 sqft and a lot size of 0.09. 226 S Water Street has 3 bedrooms, 3.1 baths, and was built in 2025. The property's zip code is 21620 which is in Chestertown, MD