118 Town Bank Road Cape May, NJ $ 699,000
118 Town Bank Road
$ 699,000
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118 Town Bank Road

Cape May, NJ, 08204
$ 699,000
Bedrooms4 Baths1.1 Sq 1,158

Monthly Estimate*

$ 4,304

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Single Family Home for sale in Cape May, NJ

for $699,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,158 square foot home was built in 1950 on a lot size of 0.18.

ONLY seven homes from the Delaware BAY, this charming 4-bedroom, 1.5-bath COTTAGE offers the perfect blend of CHARACTER and opportunity. A welcoming, OVERSIZED front porch sets the tone, leading into a BRIGHT and AIRY living room featuring durable wood-look vinyl flooring that flows seamlessly throughout the home. The living space opens to a dedicated dining area with staircase access to the second floor, creating a comfortable and functional layout for everyday living or entertaining. The fully equipped galley-style kitchen provides ample workspace and includes access to a convenient half bath and a door to the rear porch and stairs to the basement. An inviting FIRST-FLOOR bedroom adds flexibility for guests or single-level living. Upstairs, youll find three GENEROUSLY sized bedrooms and a full bath, along with glimpses of the bayan ideal backdrop for RELAXING coastal living. The property continues to impress outdoors with a detached OVERSIZED deck perfect for gatherings, a SPACIOUS fenced yard, a STORAGE shed, and an outdoor SHOWERideal after a day at the beach. A detached two-car garage adds valuable storage and parking. Whether you envision RENOVATING and expanding to capture even more stunning water VIEWS or starting fresh with a custom-built DREAM home, this prime location offers endless POTENTIAL. Enjoy easy access to the Cape May Ferry, NAS Wildwood, and a wide array of dining, shopping, and local attractions. A rare opportunity just steps from the sand and bay! Being sold 'as is'.

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Single Family Active

Price

$ 699,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 4,172

Style

Traditional

Lot Size

0.18

Year Built

1950

Town/City

Cape May

County/Region

Cape May

MLS | Web ID

NJCM2007046

Features
General
Living Area 1158
Sewer Public Sewer
Heating Baseboard - Electric Radiator
Cooling Central A/C Ceiling Fan(s)
Utilities Electric Available Natural Gas Available Sewer Available Water Available
Possession Negotiable
Appliances Oven/Range - Gas Washer Dryer Refrigerator
Zoning RESIDENTIAL
Garage Spaces 2.00
Patio/Porch Features Deck(s)
Architectural Style Traditional
Construction Materials Frame
School District LOWER CAPE MAY REGIONAL SCHOOLS
Year Built 1950
View Water
Levels 2
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Municipality LOWER TWP
Accessibility None
County CAPE MAY
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 9
Full Baths 1
Status ACTIVE
Directions From Bayshore Rd and Town Bank Rd northwest on Town Bank Rd to home on south side of street
City CAPE MAY
Disclosures Lead Based Paint - State
Senior Community Y/N N
MLS Area Lower Twp (20505)
Lot Size Units Square Feet
Lot Size Square Feet 8002.00
Tax Annual Amount 4172.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 603.63
Acceptable Financing Conventional FHA VA
Additional Parcels Y/N N
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Tax Lot 00026
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Interior
Interior Amenities Ceiling Fan(s) Dining Area Floor Plan - Traditional Kitchen - Galley
Heating Fuel Electric Natural Gas
Basement Partial
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1158
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement Dryer In Unit Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Outside Shower Outbuilding(s)
Pool No Pool
Fencing Chain Link
Parking Features Dirt Driveway
Lot Features Interior
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Detached Garage Off Street
Foundation Details Block
Spa N
Water View Y/N Y
Lot Dimensions 80.00 x 100.00
Lot Size Acres 0.18
Road Surface Type Black Top
Lot Size Source Assessor
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 144000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 118
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* Excluded Features
List By
Keller Williams Realty - Ocean City

Broker

chrisftfg@gmail.com

Email

Affordability Calculator

$4,652
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,304
Monthly Property Taxes
$348
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3654555 Elementary School
5260704 Middle School
Lower Cape May Regional High School High School
Pricing History
DatePricePrice ChangeDescription
4/7/2026$699,000 Listed Price

Map


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118 Town Bank Road, Cape May, NJ, 08204 is a Single Family Home for sale at $699,000 with 1,158 sqft and a lot size of 0.18. 118 Town Bank Road has 4 bedrooms, 1.1 baths, and was built in 1950. The property's zip code is 08204 which is in Cape May, NJ