489 Division Street Elgin, IL ^$ 349,900

489 Division Street

^$ 349,900

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Recently Listed

489 Division Street

Elgin, IL, 60120

^$ 349,900

Bedrooms4 Baths1.1 Sq 1,824

Monthly Estimate*

^$ 2,154

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Single Family Home for sale in Elgin, IL

for $349,900 with 4 bedrooms and 1 full bath, 1 half bath. This 1,824 square foot home was built in 1920.

You'll fall in love with this well-maintained, four-bedroom brick colonial located in the historic district of Elgin. This home features classic character throughout, including original hardwood floors and crown molding. Just a few highlights include an inviting foyer, a four-season sunroom, Kraftmaid kitchen cabinetry, and a fully functional wood-burning fireplace. This property offers an abundance of space both inside and out with a fully finished basement and a spacious back and side yard. Conveniently located within walking distance to downtown Elgin, this home combines timeless charm with ample updated living.

Single Family Active

Price

^$ 349,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,091

Style

Year Built

1920

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12606936

Features

General

Living Area 1824

Sewer Public Sewer

Heating Natural Gas Forced Air

Cooling Central Air

Possession Closing

Garage Spaces 1

Association Fee Includes None

Construction Materials Brick

Year Built 1920

Township Elgin

Tax Year 2024

Ownership Fee Simple

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Total Rooms 9

Full Baths 1

Status New

Directions N ON CHANNING OFF CHICAGO W OF LIBERTY (25) RT DIVIS

City Elgin

High School District 46

MLS Area Elgin

Tax Annual Amount 6091

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Basement Finished Full

Total Fireplaces 1

Fireplace Features Wood Burning

Half Baths 1

Total Bedrooms 4

Room Type Heated Sun Room Foyer

Total Baths 2

Bedrooms Possible 4

Exterior

Parking Features Yes Detached Garage

Water Source Public

Total Parking 1

Lot Dimensions 61 X 75

Waterfront Y/N N

* Excluded Features

List By

Ardain Real Estate Inc.

Broker

emilyroock@yahoo.com;ecerrillos@ardain.com

Affordability Calculator

$2,662

Per Month

Monthly Principal & Interest: $2,154
Monthly Property Taxes: $508
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elgin, IL

Average List Price ^$515,589

Percent of Sale Price 47%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

567545 Elementary School

566729 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/7/2026	$349,900		Listed Price

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489 Division Street, Elgin, IL, 60120 is a Single Family Home for sale at $349,900 with 1,824 sqft. 489 Division Street has 4 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 4/8/2026.

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489 Division Street

Single Family Home for sale in Elgin, IL

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