389 County Road 286 Cullman, AL $ 749,900
389 County Road 286
$ 749,900
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389 County Road 286

Cullman, AL, 35057
$ 749,900
Bedrooms3 Baths2.0 Sq 2,162

Monthly Estimate*

$ 4,617

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Single Family Home for sale in Cullman, AL

for $749,900 with 3 bedrooms and 2 full baths. This 2,162 square foot home was built in 1972 on a lot size of 1.

LAKE DAYS JUST GOT AN UPGRADE—this is the kind of place everyone ends up gathering! Tucked in a slough w/views of big water, this waterfront retreat offers 172+/- ft of shoreline & a gently sloping lot for easy, no-hassle access to the lake. Cruise, swim, fish or launch straight from your private one-slip boat dock & boat ramp—this is true convenience. The screened porch becomes your go-to hangout for game days, late-night laughs & unwinding after a full day. Inside, the updated Kit. w/ island, a 6-burner gas range with an electric oven, new cabinets & SS appl opens to a spacious living area built for entertaining. Main lvl living has all hardwood flooring + a large lower-level den gives you room to spread out & could easily be used for a 4th BR/Den. Plantation Shutters thru-out. Outside, enjoy a gazebo, picnic area & a 3-car detached garage for boats, gear & toys, all sitting on an acre. Perfect as a weekend getaway or full-time lake escape near Birmingham, Huntsville & Nashville.

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Single Family Active

Price

$ 749,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

1

Year Built

1972

Town/City

Cullman

County/Region

Cullman

MLS | Web ID

21448899

Features
Interior
Interior Amenities French Doors
Basement Partial Basement
Basement Area 535
Beds 3
Floors Carpet Hardwood Tile Floor
Kitchen Features Breakfast Bar Island Pantry
Attic Other
Fireplace Type Gas (FIREPL)
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General
Heating Central (HEAT) Electric (HEAT) Heat Pump (HEAT)
Cooling Central (COOL)
Laundry Y/N Yes
Development Status Existing
Fireplaces 1
Garage 3
Water Public Water Well Water
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1972
Subdivision SMITH LAKE AL
Water Heater Electric (WTRHTR)
View Lake/Water View
Topography Acreage Irregular Lot Some Trees
County Cullman
Class RESIDENTIAL
Type Single Family
Features Boat Launch Boats-Motorized Allowed Fishing Private Lake Skiing Allowed Boat Slip Water Access
Levels 1-Story
Sale/Rent For Sale
Status Detail 0
Area Smith Lake
Primary City Cullman
High School GOOD HOPE
City CULLMAN
Financing Cash Conventional
Elementary School GOOD HOPE
Middle School GOOD HOPE
Legal Description Com Int E/Ln Smith Lake & N Ln Of Se 1/4 Sw 1/4 Th S 40 Th E 240 To Pob Th S'ly 286.8 To Shoreline Of Smith Lake Th E'ly Alg Lake 175 Th N'ly 436.6 To Pob Sec33/T11s/R4w
DOM 9
Postal Code 35057
Price Per Sq Ft Total AG 346.85
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Exterior
Exterior Siding-Other
Foundation Basement
Car Port 0
Waterfront Yes
Waterfront Name SMITH LAKE
Lot Size Area 1
Patio? No
Exterior Features Fenced Yard Gazebo
Pool? No
Parcel Access Gravel Road Paved Road Public Road
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* Excluded Features
List By
Arc Realty - Hoover

Broker

cathyoberry@gmail.com

Email

Affordability Calculator

$4,617
Per Month
100%
0%
0%
Monthly Principal & Interest
$4,617
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
579588 Elementary School
579797 Middle School
Good Hope High School High School
Pricing History
DatePricePrice ChangeDescription
4/6/2026$749,900 Listed Price

Map


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389 County Road 286, Cullman, AL, 35057 is a Single Family Home for sale at $749,900 with 2,162 sqft and a lot size of 1. 389 County Road 286 has 3 bedrooms, 2.0 baths, and was built in 1972. The property's zip code is 35057 which is in Cullman, AL