397 Oak Street Ridgefield, NJ $ 849,990
397 Oak Street
$ 849,990
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397 Oak Street

Ridgefield, NJ, 07657
$ 849,990
Bedrooms5 Baths3.0

Monthly Estimate*

$ 5,234

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Multi-Family Home for sale in Ridgefield, NJ

for $849,990 with 5 bedrooms and 3 full baths.

Opportunity, flexibility, and upside all come together in this over/under 2-family with a highly functional layout and strong appeal for both investors and owner-occupants. Each main unit offers the same floor plan with a living room, kitchen, den/dining room, 2 bedrooms, and 1 full bath, creating a practical setup for rental income, multi-generational living, or extended family. Unit 1 offers even more versatility with an additional ground-level living area, bedroom, and kitchen - ideal for expanded living space, guest quarters, or a potential private suite. A 2-car garage adds valuable convenience, while the full unfinished basement with separate keyed entrance includes a work room, storage, utilities, and washer/dryer, offering excellent utility and future potential. In need of some work, this property presents a rare chance to renovate and build equity while tailoring the space to your needs. Whether you're looking to live in one unit and offset expenses with rental income, accommodate extended family, or add a value-add multi-family to your portfolio, this property offers the space, layout, and potential to make it a smart investment.

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Multi-Family Active

Price

$ 849,990

Bedrooms

5

Full Bath

3

Property Type

Multi-Family

Taxes

$ 132

Style

2 Family

Town/City

Ridgefield

County/Region

Bergen

MLS | Web ID

26007979

Features
General
Utilities See Remarks
Garage Spaces 2.0
Architectural Style 2 Family
Rooms None
County BERGEN
Property Type 2-4 Family
HOA N
Total Rooms 12
Full Baths 3
Status Active - Active
City Ridgefield
Disclosures Seller's Agent Seller Disclosure - Yes
Year Built Details 1960's Build Prior to 1978
Tax Annual Amount 132.0
MLS Area Minor 200
Lease Considered Y/N N
Standard Status Active
Virtual Tour https://www.zillow.com/view-imx/4f986cfb-9ed4-48d2-aa05-17b3122cf888?initialViewType=pano
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Interior
Heating Y/N N
Half Baths 0
Laundry Features In Basement
Total Bedrooms 5
Total Baths 3
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* Excluded Features

Affordability Calculator

$5,245
Per Month
100%
0%
0%
Monthly Principal & Interest
$5,234
Monthly Property Taxes
$11
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
843640 Elementary School
843641 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/6/2026$849,990 Listed Price

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397 Oak Street, Ridgefield, NJ, 07657 is a Multi-Family Home for sale at $849,990. 397 Oak Street has 5 bedrooms and 3.0 baths. The property's zip code is 07657 which is in Ridgefield, NJ