831 DIVISION Street Fernandina Beach, FL $ 424,900
831 DIVISION Street
$ 424,900
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831 DIVISION Street

Fernandina Beach, FL, 32034
$ 424,900
Bedrooms3 Baths2.0 Sq 1,195

Monthly Estimate*

$ 2,616

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Single Family Home for sale in Fernandina Beach, FL

for $424,900 with 3 bedrooms and 2 full baths. This 1,195 square foot home was built in 2002 on a lot size of 0.13.

The air feels different here. Salt air drifts in from the coast and becomes part of everyday life at 831 Division Street, something people come to Fernandina Beach for but rarely find this close to everything. Just minutes from downtown and Central Park, errands turn into familiar faces and evenings don't need a plan. The pace is slower, but never still, with most places reachable by bike or golf cart. Inside, this move-in ready 3-bedroom, 2-bath home is filled with natural light, creating an open, easy feel. The kitchen anchors the space with a waterfall-edge island, perfect for gathering. Outside, a fully fenced backyard offers room for dogs, coffee mornings, and relaxed evenings, all low maintenance. A one-car garage adds flexibility. Set among locals and newcomers alike, you're near the beach, the greenway, and downtown, offering a rare chance to enjoy island living without overpaying.

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Single Family Active

Price

$ 424,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,242

Style

Single Family Residence

Lot Size

0.13

Year Built

2002

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2138326

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Primary Bathroom - Shower No Tub
Flooring Tile Vinyl
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Cable Connected Electricity Available Electricity Connected Sewer Available Sewer Connected Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Electric Cooktop Electric Oven Electric Water Heater Microwave Refrigerator
Garage Spaces 1.0
Patio/Porch Features Rear Porch
Architectural Style Other
Construction Materials Vinyl Siding
Year Built 2002
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 0000311800R2130050
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name City Of Fernandina Beach
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From 8th Street turn right onto Jasmine Go down 4 block and turn left onto Division Street. 831 Division Street will be located on the left hand side.
City Fernandina Beach
Senior Community Y/N N
Zoning Description Residential
MLS Area 410-Fernandina Beach Downtown-West
Lot Size Units Acres
Lot Size Square Feet 5662.8
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Tax Annual Amount 5242.72
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor 410-Fernandina Beach Downtown-West
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Fenced Back Yard Privacy Wood
Parking Features Garage Off Street
Water Source Public
Lot Size Area 0.13
Spa N
Lot Size Acres 0.13
Road Surface Type Asphalt
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 831
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* Excluded Features
List By
Salt Harbor Real Estate Company Llc

Broker

jared@saltharborfl.com

Email

Affordability Calculator

$3,053
Per Month
86%
14%
0%
Monthly Principal & Interest
$2,616
Monthly Property Taxes
$437
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/3/2026$424,900 Listed Price

Map


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831 DIVISION Street, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $424,900 with 1,195 sqft and a lot size of 0.13. 831 DIVISION Street has 3 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 32034 which is in Fernandina Beach, FL