103 Tugalo Point
Lavonia, GA, 30553 $ 1,100,000
Bedrooms5 Baths5.1 Sq 4,513 Monthly Estimate*
$ 6,773
for $1,100,000 with 5 bedrooms and 5 full baths, 1 half bath. This 4,513 square foot home was built in 1980 on a lot size of 0.81.
Deep water, big open views, and a two-story double-slip dock - welcome to 103 Tugalo Point, a rare opportunity on one of Lake Hartwell's most sought-after stretches of shoreline. Positioned on nearly an acre in an established community near Tugaloo State Park, this beautifully updated property offers year-round water access, a strong dock setup with boat and jet ski lifts, and the kind of wide-open lake views that are getting harder to find. Inside, the main level features an inviting, open-concept layout designed for both everyday living and entertaining. A masonry fireplace anchors the living and dining areas, while the updated kitchen offers granite countertops, stainless steel appliances, and ample cabinetry with a clean, modern feel. Just off the main living space, a bright, window-lined sunroom with its own dedicated mini split provides a comfortable, year-round space to take in the lake views. The primary suite on the main level is a true retreat, offering dual closets and a fully renovated spa-style bath with a double vanity, freestanding soaking tub, and a tiled walk-in shower. Upstairs, three additional bedrooms with walk-in closets provide plenty of space for family and guests. The finished basement adds even more versatility, featuring a large open living area ideal for a game room or second living space, along with a full bath, flex room, and walk-out access to the covered lower deck and direct path to the lake. Outdoor living is where this property truly stands out. Multiple levels of decking create the perfect setup for relaxing or entertaining, from the spacious covered lower porch to the upper sunroom and adjoining side porch. A sloped path leads down to the shoreline and your two-story, double-slip dock - complete with boat and jet ski lifts, upper-level sun deck, and year-round deep water - making it easy to spend full days on the lake with family and friends. Adding even more flexibility, the property includes a private one-bedroom apartment above the garage with its own entrance, full kitchen, living area, and bath - ideal for guests, multi-generational living, or additional use. The 4-car heated and cooled garage is a standout feature, equipped with a car lift, service pit, and generous workspace, making it perfect for car enthusiasts or those needing extra room for hobbies, storage, or hosting. Additional features include a new roof (2025), whole-house generator, central vacuum system, irrigation, and the option to purchase the home furnished, offering a truly move-in ready lake experience. Whether you're looking for a full-time residence, weekend escape, or a property designed to entertain, 103 Tugalo Point delivers the complete Lake Hartwell lifestyle.
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Available Sewer Connected Water Available
Roof Composition
Appliances Convection Oven Cooktop Dishwasher Dryer Microwave Range Refrigerator Stainless Steel Appliance(s) Washer
HOA Fee 0
Association Fee Includes None
Patio/Porch Features Deck Patio Porch
Architectural Style European
Construction Materials Brick Concrete
Year Built 1980
Electric 220 Volts Generator
View Lake
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 24
Waterfront Features Deep Water Access Floating Dock Lake
Community Features Lake
Accessibility Accessible Doors
County Franklin
New Construction false
Property Type Residential
HOA false
Attached Garage false
Contingency Other
Subdivision Name Tugaloo Point
Garage Y/N true
Full Baths 5
Status Active Under Contract
Directions Use GPS
High School Franklin
City Lavonia
Body of Water Lake Hartwell
Lot Size Units Square Feet
Lot Size Square Feet 35283.6
Carport Y/N false
Elementary School Lavonia
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 6018.4
Home Warranty Y/N false
Middle/Junior High School Franklin County
Property Condition Updated/Remodeled
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
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InteriorInterior Amenities Beamed Ceilings Central Vacuum Double Vanity Master On Main Level Separate Shower Soaking Tub Tile Bath Walk-In Closet(s)
Basement Bath Finished Daylight Exterior Entry Finished Interior Entry
Flooring Hardwood Tile Vinyl
Total Fireplaces 1
Fireplace Features Family Room Masonry
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3556
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 5
Below Grade Finished Area 957
Main Level Bedrooms 1
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Solid Surface Counters
Total Baths 6
Dining Room Features Dining Rm/Living Rm Combo
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ExteriorExterior Amenities Balcony Dock
Parking Features Guest Garage Side/Rear Entrance
Lot Features Sloped
Water Source Public Well
Total Parking 8
Lot Size Area 35283.6
Building Area Total 4513
Lot Size Acres 0.81
Frontage Length Waterfront Footage: 145
Frontage Type Lakefront
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded FeaturesList ByModern Heart RealtyBroker
robert@modernrealestategeorgia.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,773
- Monthly Property Taxes
- $502
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lavonia, GA
Average List Price $506,801
Percent of Sale Price 54%
About Lavonia, GA 2,214 Population
15% Since 2002
$ 31,284 Median Income
37.7 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
4706213 Elementary School
0 Middle School
Franklin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/3/2026 | $1,100,000 | | Listed Price |