1125 S Topsail Drive Surf City, NC $ 849,000
1125 S Topsail Drive
$ 849,000
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1125 S Topsail Drive

Surf City, NC, 28445
$ 849,000
Bedrooms4 Baths3.0 Sq 1,810

Monthly Estimate*

$ 5,227

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Single Family Home for sale in Surf City, NC

for $849,000 with 4 bedrooms and 3 full baths. This 1,810 square foot home was built in 2003 on a lot size of 0.14.

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

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Single Family Active

Price

$ 849,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,969

Style

Single Family Residence

Lot Size

0.14

Year Built

2003

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100564791

Features
General
Living Area 1810.0
Heating Heat Pump Electric
Cooling Central Air Ceiling Fan(s)2 Heat Pump
Utilities Cable Available Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Washer Self Cleaning Oven Refrigerator Dryer Disposal Dishwasher Convection Oven Electric Range
Zoning INCORP
Patio/Porch Features Covered Deck Patio Porch Balcony Front Porch Rear Porch
Pool Features In Ground See Remarks
Construction Materials Shake Siding Vinyl Siding Wood Frame
Year Built 2003
Style Other39
View Ocean Sound Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Taxes 2969.33
Parcel Number 4234-46-2122-0000
Waterfront Features Sound Side
Accessibility None
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities None
HOA N
Attached Garage N
Subdivision Name Horse Hammock
Garage Y/N N
Other Structures Shower
Total Rooms 7
Full Baths 3
Status Active
Directions From NC-210/NC-50/Surf City Bridge cross bridge Keep right to continue toward S. Topsail Dr. Merge onto S. Topsail Dr. Home will be on the right. Welcome!
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 6098.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://media.kahunaphoto.com/sites/ezqnapgw/unbranded
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 357751
Legal Description LT 25 PB 8/56 HORSE HAMMOCK BEACH
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Interior
Interior Amenities Walk-in Closet(s) Vaulted Ceiling(s) High Ceilings Entrance Foyer Solid Surface Kitchen Island Ceiling Fan(s) Furnished Reverse Floor Plan Blinds/Shades Eat-in Kitchen Walk-In Closet(s)
Basement None
Flooring LVT/LVP Carpet Tile
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup Laundry Room
Total Bedrooms 4
Attic Features None
Room Type Family Room Dining Area Dining Room Bedroom 2 Master Bedroom Bedroom 3 Bedroom 4
Unit Type 4 Bedroom Or More
Total Baths 3
Living Area Range 1800 - 1999
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Vinyl Siding Shake Siding
Fencing Back Yard Wood Fenced2
Parking Features Covered Additional Parking Concrete On Site Underhouse
Lot Features Open Lot Sound Side Landscaped
Water Source Public
Total Parking 0.0
Lot Size Area 0.14
Foundation Details Other Pilings
Spa N
Building Area Total 1810
Lot Dimensions 50 x 125
Lot Size Acres 0.14
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Maintained City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1125
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* Excluded Features
List By
Erica B Anderson

Listing Agent

Team Anderson Realty

Broker

erica@teamandersonrealty.com

Email

Affordability Calculator

$5,475
Per Month
95%
5%
0%
Monthly Principal & Interest
$5,227
Monthly Property Taxes
$247
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
4/3/2026$849,000 Listed Price

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1125 S Topsail Drive, Surf City, NC, 28445 is a Single Family Home for sale at $849,000 with 1,810 sqft and a lot size of 0.14. 1125 S Topsail Drive has 4 bedrooms, 3.0 baths, and was built in 2003. The property's zip code is 28445 which is in Surf City, NC