20 LUDLOW LANE W Palm Coast, FL $ 459,000
20 LUDLOW LANE W
$ 459,000
Recently Listed
Open House 4/11 11am - 1pm
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20 LUDLOW LANE W

Palm Coast, FL, 32137
$ 459,000
Bedrooms4 Baths3.0 Sq 2,094

Monthly Estimate*

$ 2,826

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Single Family Home for sale in Palm Coast, FL

for $459,000 with 4 bedrooms and 3 full baths. This 2,094 square foot home was built in 2024 on a lot size of 0.23.

Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality—something rarely found in today’s market. From the moment you walk in, you’ll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today’s lifestyle. One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you’re accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated—perfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, you’re just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like this—with a private suite, modern upgrades, and prime location—are incredibly hard to find. This is the one buyers wait for… and it will not last long.

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Open House

4/11/2026 11:00 AM - 1:00 PM
20 LUDLOW LANE W Palm Coast, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 459,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,123

Style

Single Family Residence

Lot Size

0.23

Year Built

2024

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC317362

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Washer
Zoning PUD
Garage Spaces 3
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK
Year Built 2024
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Flagler
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ASPIRE AT PALM COAST
Facing Direction West
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions From Palm Coast Parkway go North on Belle Terre Parkway. Continue to Matanzas Woods Parkway and take a right. Turn left onto Luther Drive. Turn left at the first cross street onto Ludlow Lane West.
City PALM COAST
Senior Community Y/N false
MLS Area 32137 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 10019
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 6123.83
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name K. Hovnanian Homes
Standard Status Active
Occupancy Type Vacant
Tax Lot 4
Legal Description PALM COAST SECTION 37 BLOCK 00002 LOT 0004 SUBDIVISION COMPLETION YEAR 1981 OR 453 PG 1561 OR 1488/402-DC OR 2013/ 1572 OR 2013/1570
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Solid Surface Counters Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities French Doors
Water Source Public Well
Lot Size Area 10019
Foundation Details Slab
Building Area Total 2194
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 3
Builder Model Passionflower II
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* Excluded Features
List By
Realty Exchange, Llc

Broker

jsabine@realtyexchangefl.com

Email

Affordability Calculator

$3,336
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,826
Monthly Property Taxes
$510
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/4/2026$459,000 Listed Price

Map


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20 LUDLOW LANE W, Palm Coast, FL, 32137 is a Single Family Home for sale at $459,000 with 2,094 sqft and a lot size of 0.23. 20 LUDLOW LANE W has 4 bedrooms, 3.0 baths, and was built in 2024. The property's zip code is 32137 which is in Palm Coast, FL