410-414 Exchange Street
Geneva, NY, 14456 $ 1,100,000
Bedrooms6 Baths6.0 Sq 11,700 Monthly Estimate*
$ 6,773
for $1,100,000 with 6 bedrooms and 6 full baths. This 11,700 square foot home was built in 1900 on a lot size of 0.1777.
An exceptional mixed-use investment opportunity in the heart of Downtown Geneva, nestled in the vibrant Finger Lakes region. Meticulously renovated in 2020, this distinguished property seamlessly blends modern sophistication with income-generating versatility across five thoughtfully designed units. The main commercial space features a fully turnkey wellness spa, complete with an inviting reception area, two float tanks, dual sauna rooms with showers, a dedicated massage/treatment room, and a lower-level yoga/ group fitness studio. Additional office space and a half bath further enhance functionality. A second retail suite is leased to Edward Jones, offering a professional layout that includes a welcoming reception area, spacious conference room/ office, kitchen, and half bath. Complementing the commercial spaces are three impeccably appointed two-story residential flats, currently operated as successful short-term rentals. Each residence boasts high ceilings, two private bedroom suites with en-suite baths, an expansive open-concept living, dining, and kitchen area, private outdoor decks, and in-unit laundry for ultimate convenience. Ideally situated within walking distance to Seneca Lake, downtown restaurants, shops, and local businesses, this property offers an unbeatable combination of location, style, and functionality. Whether envisioned as a premier investment property or a signature owner-occupied residence with supplemental income, this offering represents a rare opportunity to own a fully renovated asset in one of Geneva’s most sought-after downtown locations.
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FeaturesInteriorInterior Amenities Sauna
Basement Full Finished
Flooring CeramicTile Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features WasherHookup
Total Bedrooms 6
Main Level Bathrooms 0
Total Baths 6
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GeneralSewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Membrane Rubber
Appliances GasWaterHeater
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Other SeeRemarks
Construction Materials Stucco PexPlumbing
School District Geneva
Year Built 1900
Electric CircuitBreakers
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MixedUse
Business Type Mixed
County Ontario
Property Type Residential
Full Baths 6
Status Active
City Geneva City
Senior Community Y/N No
High School District Geneva
Number Of Units Total 3
MLS Area Geneva-City-320500
Lot Size Units Acres
Lot Size Square Feet 7740.0
Year Built Details Existing
Tax Annual Amount 13193.0
Property Condition Resale
Virtual Tour https://my.matterport.com/show/?m=uZX2Bnx2U8p&mls=1
Standard Status Active
Middle/Junior School District Geneva
Elementary School District Geneva
Tax Assessed Value 380000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 43
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ExteriorExterior Amenities Deck
Parking Features Paved ParkingAvailable
Lot Features NearPublicTransit Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.1777
Building Area Total 11700.0
Lot Dimensions 60X129
Lot Size Acres 0.1777
Waterfront Y/N No
Number of Separate Gas Meters 4
Number of Separate Electric Meters 4
Road Frontage Type MainThoroughfare
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* Excluded FeaturesList ByColdwell Banker Finger LakesBroker
Affordability Calculator
- Monthly Principal & Interest
- $6,773
- Monthly Property Taxes
- $1,099
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Geneva, NY
Average List Price $327,428
Percent of Sale Price 70%
About Geneva, NY 19,924 Population
-3% Since 2002
$ 45,426 Median Income
37.81 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3218972 Elementary School
3219203 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/2/2026 | $1,100,000 | | Listed Price |