20660 Muddy Harbour Square Sterling, VA $ 730,000
20660 Muddy Harbour Square
$ 730,000
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20660 Muddy Harbour Square

Sterling, VA, 20165
$ 730,000
Bedrooms3 Baths3.1 Sq 2,424

Monthly Estimate*

$ 4,495

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Townhouse for sale in Sterling, VA

for $730,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,424 square foot townhouse was built in 1995 on a lot size of 0.04.

Backing to a peaceful wooded setting in the highly desirable Lowes Island at Cascades community, this beautifully maintained 3 bedroom, 3.5 bath home offers nearly 2,500 square feet of inviting living space, a two car garage, and hard-to-find privacy. Built in 1995, it blends warm, timeless finishes with an easy, functional layout designed for both everyday living and entertaining. Step inside to find rich cherry hardwood floors, elegant millwork, and a welcoming main level filled with charm. Crown molding, a ceramic tile powder room, and a designated dining area with added millwork create a refined yet comfortable feel. The open kitchen and adjoining family room invite connection, anchored by a fireplace with built-in shelving above. The kitchen offers granite countertops, white cabinetry, and stainless steel LG appliances including a gas range, built-in microwave, French door refrigerator, dishwasher, and beverage fridge along with generous prep space and a pantry. Upstairs, three spacious bedrooms feature plush carpet, high ceilings, and ceiling fans. A well-appointed hall bath with white ceramic tile and a vanity serves the secondary bedrooms. The primary suite is a true retreat with a tray ceiling, a custom walk-in closet, and a spacious bath featuring a soaking tub, separate shower, and white cabinetry. The convenience of bedroom-level laundry adds to the homes thoughtful design. The walk-out lower level adds wonderful flexibility. It features great natural light, a full bath, a versatile den or bonus room ideal for guests, a home office, gym, or potential fourth bedroom, and a second gas fireplace. With access to both the backyard and garage, this level adapts beautifully to your needs. Outside, enjoy a deck and patio overlooking the wooded backdrop, perfect for relaxing or entertaining in a peaceful, private setting. Ample parking adds convenience, and major updates including the roof, HVAC, and water heater were completed around 2016. All of this is set within Lowes Island at Cascades in Sterling, VA, a community that feels like its own little escape. Spend weekends by the pool, on the courts, or exploring miles of scenic trails along the Potomac River. With parks, playgrounds, Algonkian Regional Park nearby, and easy access to shopping, dining, and commuter routes, Lowes Island at Cascades offers a lifestyle that feels both vibrant and effortlessly connected.

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Townhouse Coming Soon

Price

$ 730,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Townhouse

Taxes

$ 5,385

Style

Colonial

Lot Size

0.04

Year Built

1995

Town/City

Sterling

County/Region

Loudoun

MLS | Web ID

VALO2118628

Features
General
Living Area 2424
Sewer Public Sewer
Heating Forced Air 90% Forced Air
Cooling Ceiling Fan(s) Central A/C Programmable Thermostat
Utilities Under Ground Cable TV Available
Possession Settlement
Appliances Built-In Microwave Dryer Washer Dishwasher Disposal Refrigerator Stainless Steel Appliances
Zoning PDH4
HOA Fee 343.57
Garage Spaces 2.00
Association Fee Includes Management Snow Removal Trash Pool(s) Common Area Maintenance Insurance Recreation Facility Reserve Funds Road Maintenance
Patio/Porch Features Deck(s) Patio(s)
Architectural Style Colonial
Security Features Main Entrance Lock Smoke Detector
Construction Materials Brick Front
School District LOUDOUN COUNTY PUBLIC SCHOOLS
Year Built 1995
View Trees/Woods Garden/Lawn
Levels 3
Other Fees 120.66
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Building Name CASCADES
Accessibility None
Assoc Fee Paid Per Quarterly
County LOUDOUN
New Construction N
Property Type Residential
Association Amenities Basketball Courts Club House Jog/Walk Path Pool - Outdoor Swimming Pool Tennis Courts Tot Lots/Playground Bike Trail Common Grounds Community Center Exercise Room Fencing Fitness Center Meeting Room
HOA Y
Subdivision Name CASCADES
Facing Direction North
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions Rt. 7 take exit for Algonkian Pkwy. Follow and then turn at light onto Lowes Island Blvd. Turn right onto Saulty Drive. Turn right onto Muddy Harbour Square. Curve around to the right and house will
City STERLING
Disclosures Prop Disclosure Subject to Condo/HOA Docs
Other Fees Frequency One Time
Association Name CASCADES
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1742.00
Tax Annual Amount 5385.0
Structure Type Interior Row/Townhouse
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 301.16
Acceptable Financing Cash Conventional FHA VA
Historic Y/N N
Vacation Rental Y/N N
Virtual Tour https://player.vimeo.com/video/1177266238?badge=0&autopause=0&player_id=0&app_id=58479
Location Type Suburban
Builder Name ENGLE HOMES
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision CASCADES
Tax Lot 23
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Interior
Interior Amenities Dining Area Kitchen - Gourmet Breakfast Area Combination Kitchen/Living Kitchen - Island Kitchen - Table Space Combination Dining/Living Kitchen - Eat-In Primary Bath(s) Chair Railings Upgraded Count
Heating Fuel Natural Gas
Basement Connecting Stairway Outside Entrance Rear Entrance Front Entrance Daylight Full Fully Finished Heated Windows Walkout Level
Flooring Hardwood Carpet
Total Fireplaces 2
Fireplace Features Corner Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Window Features Skylights Double Pane Low-E Vinyl Clad
Fireplace Y/N Y
Above Grade Finished Area 2424
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Foyer Breakfast Room Laundry Primary Bathroom
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Pool Yes - Community
Fencing Rear Privacy
Parking Features Concrete Driveway Concrete Driveway
Lot Features Backs to Trees Trees/Wooded
Water Source Public
Inclusions Both Fireplaces AS-IS
Garage Features Garage - Front Entry Garage Door Opener
Type of Parking Off Street Driveway Attached Garage
Foundation Details Slab
Water View Y/N N
Lot Size Acres 0.04
Road Surface Type Paved
Lot Size Source Assessor
Waterfront Y/N N
Door Features Six Panel Sliding Glass
Builder Model BILTMORE
Land Assessed Value 225000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 20660
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* Excluded Features
List By
Keller Williams Realty

Broker

info@thespearrealtygroup.com

Email

Affordability Calculator

$4,943
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,495
Monthly Property Taxes
$449
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536361 Elementary School
3535004 Middle School
Dominion High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$730,000 Listed Price

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20660 Muddy Harbour Square, Sterling, VA, 20165 is a Townhouse for sale at $730,000 with 2,424 sqft and a lot size of 0.04. 20660 Muddy Harbour Square has 3 bedrooms, 3.1 baths, and was built in 1995. The property's zip code is 20165 which is in Sterling, VA