217 Philosophers Terrace Chestertown, MD $ 325,000
217 Philosophers Terrace
$ 325,000
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217 Philosophers Terrace

Chestertown, MD, 21620
$ 325,000
Bedrooms3 Baths1.1 Sq 1,404

Monthly Estimate*

$ 2,001

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Single Family Home for sale in Chestertown, MD

for $325,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,404 square foot home was built in 1950 on a lot size of 0.25.

Charming and full of potential, this 3-bedroom, 1.5-bath Cape Cod home offers a prime in-town Chestertown location with thoughtful updates already in place. New roof (December 2025), heat pump (2022), and new carpet upstairs provide peace of mind, while classic features like hardwood floors, abundant natural light, and a wood-burning fireplace add warmth and character. The flexible layout includes a main-level bedroom and full bath, a formal dining room, and a bright living room. Upstairs, two additional bedrooms and a half bath, easily converted back to a full, offer room to grow. A bonus room off the main level is perfect for a home office, mudroom expansion, or hobby space. The sunroom connects seamlessly to a private backyard. A sizable driveway and detached garage offer ample off-street parking. Architectural plans for a full renovation and addition are available with an acceptable offer. This is an incredible opportunity to customize and add value in a sought-after location. Just a short stroll to Downtown Chestertown, Washington College, and the Chester River, this home offers both convenience and long-term potential.

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Single Family Active

Price

$ 325,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 3,352

Style

Cape Cod

Lot Size

0.25

Year Built

1950

Town/City

Chestertown

County/Region

Kent

MLS | Web ID

MDKE2006332

Features
General
Living Area 1404
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Heat Pump(s) Ceiling Fan(s) Central A/C
Possession Settlement
Zoning R-3
Garage Spaces 1.00
Patio/Porch Features Enclosed
Architectural Style Cape Cod
Construction Materials Vinyl Siding
School District KENT COUNTY PUBLIC SCHOOLS
Year Built 1950
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Chestertown
Accessibility Ramp - Main Level
County KENT
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions Washington Avenue to Campus Avenue to right on Philosophers. #217 is on the left. Sign in yard.
City CHESTERTOWN
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10688.00
Tax Annual Amount 3352.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 231.48
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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Interior
Interior Amenities Bathroom - Tub Shower Ceiling Fan(s) Carpet Entry Level Bedroom Floor Plan - Traditional Formal/Separate Dining Room Wood Floors
Heating Fuel Oil
Basement Unfinished
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1404
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Dining Room Bedroom 2 Bedroom 3 Kitchen Basement Bedroom 1 Sun/Florida Room Bathroom 1 Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Basement
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Flood Lights
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Rear Yard Backs to Trees
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener
Type of Parking Detached Garage Driveway On Street
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.25
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 126600.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 217
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* Excluded Features
List By
Ttr Sotheby's International Realty

Broker

courtney@mychesapeakehome.com

Email

Affordability Calculator

$2,280
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,001
Monthly Property Taxes
$279
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3999840 Elementary School
3534996 Middle School
Kent County High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$325,000 Listed Price

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217 Philosophers Terrace, Chestertown, MD, 21620 is a Single Family Home for sale at $325,000 with 1,404 sqft and a lot size of 0.25. 217 Philosophers Terrace has 3 bedrooms, 1.1 baths, and was built in 1950. The property's zip code is 21620 which is in Chestertown, MD