521 Main Street Oneida, NY $ 234,500
521 Main Street
$ 234,500
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521 Main Street

Oneida, NY, 13421
$ 234,500
Bedrooms4 Baths2.0 Sq 2,096

Monthly Estimate*

$ 1,444

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Multi-Family Home for sale in Oneida, NY

for $234,500 with 4 bedrooms and 2 full baths. This 2,096 square foot home was built in 1900 on a lot size of 0.17.

Charming and spacious, this two family home is situated in a convenient location, offering a great opportunity for both investors and owner occupants. The first floor unit features NEW central air conditioning, beautiful hardwood floors, a spacious living room with a decorative fireplace, formal dining room, functional kitchen with a NEW stove & NEW refrigerator, two comfortable bedrooms and a full bath. A rear mudroom leads to a NEW private deck, perfect for relaxing or entertaining. The second floor unit welcomes you with a unique foyer highlighted by a stained glass window, adding character and charm. This unit includes a bright living room, kitchen with NEW refrigerator & NEW dishwasher, two bedrooms and a full bath with the convenience of a stackable washer and dryer. Enjoy outdoor space from the rear balcony. Additional features include a third floor walk-up attic, providing ample storage space. This property combines classic details with practical living spaces - ideal for rental income or multi-generational living.

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Multi-Family Active

Price

$ 234,500

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 5,367

Style

MultiFamily

Lot Size

0.17

Year Built

1900

Town/City

Oneida

County/Region

Madison

MLS | Web ID

S1667623

Features
General
Sewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances ElectricWaterHeater GasWaterHeater
Garage Spaces 1.5
Patio/Porch Features Balcony Deck
Construction Materials AluminumSiding BlownInInsulation VinylSiding CopperPlumbing
School District Oneida
Year Built 1900
Electric CircuitBreakers
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Madison
Property Type Residential
Garage Y/N Yes
Full Baths 2
Status Active
City Oneida
Senior Community Y/N No
High School District Oneida
Number Of Units Total 2
MLS Area Oneida-Inside-251201
Lot Size Units Acres
Lot Size Square Feet 7405.0
Year Built Details Existing
Tax Annual Amount 5367.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1667623 https://www.propertypanorama.com/instaview-tour/syr/S1667623
Standard Status Active
Middle/Junior School District Oneida
Elementary School District Oneida
Tax Assessed Value 109500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 63
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Interior
Basement Full
Flooring CeramicTile Hardwood LuxuryVinyl Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features LeadedGlass ThermalWindows
Fireplace Y/N No
Half Baths 0
Total Bedrooms 4
Main Level Bathrooms 0
Total Baths 2
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Exterior
Exterior Amenities Balcony Deck
Parking Features TwoOrMoreSpaces
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.17
Foundation Details Stone
Building Area Total 2096.0
Lot Dimensions 50X150
Lot Size Acres 0.17
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 521
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* Excluded Features
List By
Kay Real Estate

Broker

(315) 363-9191

Phone

Affordability Calculator

$1,891
Per Month
76%
24%
0%
Monthly Principal & Interest
$1,444
Monthly Property Taxes
$447
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
246576 Elementary School
247121 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$234,500 Listed Price

Map


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521 Main Street, Oneida, NY, 13421 is a Multi-Family Home for sale at $234,500 with 2,096 sqft and a lot size of 0.17. 521 Main Street has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13421 which is in Oneida, NY