354 Ruggles Road Wilton, NY $ 275,000
354 Ruggles Road
$ 275,000
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354 Ruggles Road

Wilton, NY, 12831
$ 275,000
Bedrooms2 Baths2.0 Sq 1,020

Monthly Estimate*

$ 1,693

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Single Family Home for sale in Wilton, NY

for $275,000 with 2 bedrooms and 2 full baths. This 1,020 square foot home was built in 1990 on a lot size of 5.83.

This property provides a rare investor opportunity and is being offered thousands of dollars below market value. The sale is subject to a life estate, meaning the Seller will retain the right to occupy and maintain the property -- including payment of taxes and insurance -- until his passing. Upon that time, possession will transfer to the buyer. Spectacular rustic home on 5.83 treed acres in the Schuylerville School District. Nestled perfectly on a knoll within a serene 5.83-acre wooded parcel offering privacy, comfort, and endless charm. Two spacious two car garages provide abundant room for vehicles, storage, and workshop space. Underground 200-amp electrical service to the house and an electrical subpanel in the garage. The front of the home features an inviting open concept living and dining area with attractive wood flooring and warm natural light. From the living room, step out onto the large screened front porch -- ideal for relaxing, grilling, or birdwatching in total tranquility. At the back of the main level are two generously sized bedrooms, including one with private access to its own screened upper-level porch, offering peaceful views of the treed backyard. The lower level includes a convenient kitchenette, washer/dryer area, and two additional bedrooms -- each with full-sized above-grade windows providing natural light. Trails wind through the wooded back area, perfect for leisurely walks or outdoor adventure. Viewings by appointment only and please do not drive up the driveway unless it is for a confirmed appointment.

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Single Family Active

Price

$ 275,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 5,368

Style

Ranch

Lot Size

5.83

Year Built

1990

Town/City

Wilton

County/Region

Saratoga

MLS | Web ID

202614290

Features
General
Sewer Septic Tank
Heating Forced Air Oil
Cooling None
Utilities Underground Utilities
Possession Delayed
Roof Shingle
Appliances Dishwasher Range Refrigerator
Garage Spaces 4.0
Patio/Porch Features Rear Porch Screened Covered Deck Front Porch Porch
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Wood Siding
Year Built 1990
Electric 200+ Amp Service
View Trees/Woods
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Other Structures Garage(s)
Total Rooms 12
Full Baths 2
Status Active
Directions From exit 16 of the Northway (I87) head north on Route 50 right on Taylor Road right on Ruggles Road and property is on the right. From Exit 15 of the Northway (I87) take Ballard Road heading east
High School Schuylerville
City Wilton
High School District Schuylerville
Lot Size Units Acres
Lot Size Square Feet 253954.8
Carport Y/N N
Elementary School Schuylerville
Land Lease Y/N N
Tax Annual Amount 5368.9
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=19054&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 67.000
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Interior
Basement Finished Heated
Flooring Wood Carpet
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1020.0
Half Baths 0
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 500.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 2
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Exterior
Exterior Amenities Lighting
Parking Features Off Street Detached Driveway
Lot Features Sloped Wooded
Total Parking 12.0
Lot Size Area 5.83
Foundation Details Block
Spa N
Lot Dimensions 230'x1091'x230'x1128'
Lot Size Acres 5.83
Waterfront Y/N N
Other Equipment Fuel Tank(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 354
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* Excluded Features
List By
Ritch Gregory

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 466-0677

Phone

ritchgregory@howardhanna.com

Email

Affordability Calculator

$2,141
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,693
Monthly Property Taxes
$447
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3061612 Elementary School
853096 Middle School
Schuylerville High School High School
Pricing History
DatePricePrice ChangeDescription
4/1/2026$275,000 Listed Price

Map


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354 Ruggles Road, Wilton, NY, 12831 is a Single Family Home for sale at $275,000 with 1,020 sqft and a lot size of 5.83. 354 Ruggles Road has 2 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 12831 which is in Wilton, NY